1321 Darby St, Spring Valley, CA 91977 Property Records

San Diego County property record for 1321 Darby St, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,352 sqft · built 1960
Lot Size	0.184 acres (8,000 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Jun 2018)
Tax Bill	$6,709 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`577-562-04-00`

Property Details

APN / Parcel Number

Primary APN	`577-562-04-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,352 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	8,000 sqft (0.184 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1321 DARBY ST
City	SPRING VALLEY
State	CA
Zip	91977-3717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 405 TR 004198
Legal Subdivision	SPRING VALLEY ESTATES
Legal Tract	004198
Legal Block	1
Legal Lot Number	405
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1011
Census Tract	14002

Owner

1321 Darby St is owned and occupied by two individuals who bought it in June 2018.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1321 DARBY ST, SPRING VALLEY, CA 91977-3717
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2020	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Aug 22, 2019	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS
Jun 19, 2018	Grant Deed, Transfer · VA Mortgage CALIBER HM LOANS
Jul 12, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2018 · Amount on File
Deed Sale	Jun 19, 2018 · Amount on File
Deed Document Number	2018249351
Prior Transfer Date	Jan 6, 2017
Prior Transfer Doc	0000172295
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1321 DARBY ST, SPRING VALLEY, CA 91977-3717
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NETCO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1321 DARBY ST, SPRING VALLEY, CA 91977-3717

Mortgage

Document Number	0000571451
Date	Sep 25, 2020
Instrument	2020-0571451

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	289 Months
Due	Oct 1, 2044

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1321 DARBY ST, SPRING VALLEY, CA 91977-3717
Document Number	0000365388
Instrument Date	Aug 22, 2019
Transaction Type	Mortgage
Record Updated	Sep 5, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1321 DARBY ST SPRING VALLEY CA 919773717, SPRING VALLEY, CA 91977-3717

Mortgage

Document Number	0000365388
Date	Aug 27, 2019
Instrument	365388

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Aug 26, 2044

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 19, 2018
Property Address	1321 DARBY ST, SPRING VALLEY, CA 91977-3717
Document Number	0000249351
Instrument Date	Jun 4, 2018
Instrument	249351
Transaction Type	Transfer
Record Updated	Jun 26, 2018
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1321 DARBY ST SPRING VALLEY CA 919773717, SPRING VALLEY, CA 91977-3717

Mortgage

Document Number	249352
Date	Jun 19, 2018
Instrument	249352

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 18, 2048

July 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 12, 2017
Property Address	1321 DARBY ST, SPRING VALLEY, CA 91977-3717
Document Number	0000313800
Instrument Date	Jun 5, 2017
Instrument	313800
Transaction Type	Transfer
Record Updated	Jul 18, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2827 SHENANDOAH DR CHULA VISTA CA 919142649, CHULA VISTA, CA 91914-2649

Tax Assessment & Valuation

The 2025 property tax bill for 1321 Darby St was $6,709 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$522,258 (+2%) Land $417,808 Building $104,450
2025	$6,709.00 Homeowner's exemption	$512,018 Land $409,616 Building $102,402
2023	$6,263.00 (+1.57%) Homeowner's exemption	$492,138 Land $393,711 Building $98,427
2022	$6,166.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1321 Darby St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1983–1997)
Most Recent Claim	Dec 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1321 Darby St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile.

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