1321 Cedar St, Jacksonville, FL 32207 Property Records

Duval County property record for 1321 Cedar St, Jacksonville, FL 32207

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,098 sqft · built 1923
Lot Size	0.136 acres (5,909 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Mar 2025)
Tax Bill	$4,236 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`080694-0000`

Property Details

APN / Parcel Number

Primary APN	`080694-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,098 sqft Living Area
Gross Area	1,758 sqft
1st Floor Area	1,098 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,909 sqft (0.136 acres)
Lot Dimensions	120 ft deep x 50 ft wide
View / Lot	Commercial
Garage Type	Detached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	396 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1321 CEDAR ST
City	JACKSONVILLE
State	FL
Zip	32207-8553
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CRO
Legal Description	2-7 44-2S-26E 0.137 OKLAHOMA E 50FT LOTS 17,18 BLK 21
Legal Range	26E
Legal Township	02S
Legal Section	44
Legal Subdivision	OKLAHOMA (LYONS SURVEY)
Legal Block	21
Legal Lot Number	17,18
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	3
Census Block	3010
Census Tract	800

Owner

1321 Cedar St is owned and occupied by an individual who bought it in March 2025.

Source: Duval County records, as of September 25, 2026

Owner of Record	Individual Name on File
Mailing Address	1321 CEDAR ST, JACKSONVILLE, FL 32207-8553
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Mar 17, 2025	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Apr 27, 2021	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Feb 4, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2025 · Amount on File
Deed Sale	Mar 17, 2025 · Amount on File
Prior Sale	Apr 27, 2021 · Amount on File
Deed Document Number	202562145
Deed Book / Page	21395 / 2481
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	1321 CEDAR ST, JACKSONVILLE, FL 32207-8553
Transaction Type	Mortgage
Record Updated	Dec 1, 2025
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1321 CEDAR ST, JACKSONVILLE, FL 32207-8553
Investor	Possibly a Property Investor

Mortgage

Document Number	0201951842
Date	Mar 23, 2022
Book Page	20195/1842
Instrument	2022075452

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Mar 17, 2025
Property Address	1321 CEDAR ST, JACKSONVILLE, FL 32207-8553
Document Number	0213952481
Book / Page	21395 / 2481
Map Reference	MB 2 PG 7
Instrument Date	Mar 12, 2025
Instrument	2025062145
Transaction Type	Transfer
Record Updated	Dec 1, 2025
Title Company	ATLANTIC EAST TITLE, ATLANTIC COAST T&E

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	97041 TREASURE TRL, YULEE, FL 32097-2414

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1321 CEDAR ST, JACKSONVILLE, FL 32207-8553

Mortgage

Document Number	0213952483
Date	Mar 17, 2025
Instrument	21395/2483

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2055

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Apr 27, 2021
Property Address	1321 CEDAR ST, JACKSONVILLE, FL 32207-8553
Document Number	0196951807
Book / Page	19695 / 1807
Map Reference	MB 2 PG 7
Instrument Date	Apr 19, 2021
Instrument	2021105990
Transaction Type	Transfer
Record Updated	Dec 1, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	226 22ND AVE S, JACKSONVILLE BEACH, FL 32250-6159

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1321 CEDAR ST, JACKSONVILLE, FL 32207-8553
Investor	Possibly a Property Investor

Mortgage

Document Number	0196951809
Date	Apr 27, 2021
Instrument	19695/1809

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Feb 4, 2019
Property Address	1321 CEDAR ST, JACKSONVILLE, FL 32207-8553
Document Number	0186791104
Book / Page	018679 / 001104
Instrument Date	Jan 29, 2019
Instrument	27121
Transaction Type	Transfer
Record Updated	Mar 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3705 HILLIARD RD JACKSONVILLE FL 322174257, JACKSONVILLE, FL 32217-4257

Tax Assessment & Valuation

The 2025 property tax bill for 1321 Cedar St was $4,236, up 39.1% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$195,396 (-10.02%)	$261,814 (+20.57%) Land $120,833 Building $140,981
2025	$4,236.00 (+39.07%)	$217,149 Land $99,000 Building $118,149	$217,149 Land $99,000 Building $118,149
2024	$3,046.00 (+3.01%)
2023	$2,957.00 (+9.88%) Homeowner's exemption	$193,973 (+3.43%)	$206,898 (+3.06%) Land $90,000 Building $116,898
2022	$2,691.00 Homeowner's exemption	$187,544	$200,755 Land $90,000 Building $110,755

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1321 Cedar St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 89 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	89 in force
Nearby Flood Claims	27 (2017–2024)
Claims Outside the SFHA	8 of 27
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1321 Cedar St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave, IQ Fiber, T-Mobile, Verizon, WiFast.

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