1321 Baffy Loop, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 1321 Baffy Loop, Chesapeake, VA 23320 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,882 sqft · built 1992
Lot Size0.481 acres (20,952 sqft)
OwnerTrust Name on File
Last Sale$395,000 (Jan 2001)
Tax Bill$8,079 (2025)
Deeds & MortgagesSep 2012 Mortgage
Mar 2009 Mortgage
+ 1 more
APN0285001000740

Property Details

APN / Parcel Number

Primary APN0285001000740

Interior

Bedrooms5 Beds
Full Baths4 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area3,882 sqft Living Area
1st Floor Area1,441 sqft
Upper Floors Area1,441 sqft
AtticAttic
Attic Area729 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Exterior MaterialStucco
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area20,952 sqft (0.481 acres)
Lot Dimensions133 ft deep x 157 ft wide
Garage TypeAttached
Garage Area729 sqft

Exterior Amenities

PorchSlab
Porch Area148 sqft
Deck Area120 sqft
Patio Area120 sqft
Balcony Area28 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1321 BAFFY LOOP
CityCHESAPEAKE
StateVA
Zip23320-9458
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description74 EMERALD GREENS SEC 3
Legal SubdivisionEMERALD GREENS,EMERALD FOREST
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group3
Census Block3000
Census Tract20814

Owner

Source: Chesapeake City records · APN 0285001000740

Assessment roll updated August 25, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on File
Mailing Address1321 BAFFY LOOP, CHESAPEAKE, VA 23320-9458
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Sep 07, 2012Deed of Trust, Mortgage · Conventional Mortgage
MONARCH BANK
Mar 11, 2009Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Dec 14, 2010Deed of Trust, Mortgage · Conventional Mortgage
MONARCH BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 31, 2001 · Amount on Record
Deed SaleJan 31, 2001 · Amount on Record
Deed Book / Page4204 / 90
Record UpdatedSep 20, 2026

September 2012: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address1321 BAFFY LOOP, CHESAPEAKE, VA 23320-9458
Transaction TypeMortgage
Record UpdatedMay 08, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0008810/79
DateSep 07, 2012
Book Page8810/79
Lender
NameMONARCH BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2042
Interest
Rate TypeFixed Rate

March 2009: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address1321 BAFFY LOOP, CHESAPEAKE, VA 23320-9458
Transaction TypeMortgage
Record UpdatedMay 08, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number007737/125
DateMar 11, 2009
Book Page7737/125
Lender
NameJPMORGAN CHASE BANK NA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 01, 2024
Interest
Rate TypeFixed Rate
Rate4.88%

December 2010: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address1321 BAFFY LOOP, CHESAPEAKE, VA 23320-9458
Transaction TypeMortgage
Record UpdatedMay 08, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number008288/241
DateDec 14, 2010
Book Page8288/241
Lender
NameMONARCH BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 01, 2026
Interest
Rate TypeFixed Rate
Rate3.38%

Tax Assessment & Valuation

Source: Chesapeake City records · Assessment roll updated August 25, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,079.00 (+42.41%)$799,900 (+17.2%) Land $230,000 Building $569,900$799,900 (+17.2%) Land $230,000 Building $569,900
2023$682,500 (+14.8%) Land $200,000 Building $482,500$682,500 (+14.8%) Land $200,000 Building $482,500
2022$594,500 Land $180,000 Building $414,500$594,500 Land $180,000 Building $414,500
2019$5,673.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 515500208143, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records
Flood Insurance CostPremium on Record
median of 30 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies30 in force
29 of 30 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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