13209 Cepeda, Helotes, TX 78023 Property Records

Bexar County property record for 13209 Cepeda, Helotes, TX 78023

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 3,037 sqft · built 2002
Lot Size	5.01 acres (218,236 sqft)
Owner	2 Trust Names on File
Last Sale	$1,250,698 (Apr 2025)
Tax Bill	$2,760 (2025)
Deeds & Mortgages	May 2026 Sale Apr 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04581-100-0830`

Property Details

APN / Parcel Number

Primary APN	`04581-100-0830`
Alternative APN	`248840`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,037 sqft Living Area
1st Floor Area	3,037 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Combination
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	218,236 sqft (5.01 acres)
Garage Type	Detached
Garage Area	1,440 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Pool Area	480 sqft
Porch	Open Porch
Porch Area	1,239 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	13209 CEPEDA
City	HELOTES
State	TX
Zip	78023-2815
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	CB 4581A BLK LOT 83 HELOTES SPRINGS RANCH UT-5B
Legal Subdivision	HELOTES SPGS RANCH UN 5B
Legal Tract	83
Legal Block	100
Legal Lot Number	83
Jurisdiction	BEXAR TX
Township / Civil Division	SAN ANTONIO NORTHWEST
Census Block Group	1
Census Block	1001
Census Tract	182105

Owner

13209 Cepeda, a rural home, is owner-occupied and held in a trust since April 2025.

Source: Bexar County records, as of June 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	13209 CEPEDA, HELOTES, TX 78023-2815
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Apr 7, 2025	Vendor's Lien, Transfer · VA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2025 · Amount on File
Deed Sale	Apr 7, 2025 · Amount on File
Prior Sale	Sep 23, 1997 · Amount on File
Deed Document Number	202560816
Prior Transfer Date	Sep 19, 1997
Prior Transfer Doc	7210000996
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEXAR TX
Recording Date	May 22, 2026
Property Address	13209 CEPEDA, HELOTES, TX 78023-2815
Document Number	0000097456
Instrument Date	May 21, 2026
Instrument	202697456
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	13209 CEPEDA, HELOTES, TX 78023-2815

April 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BEXAR TX
Recording Date	Apr 7, 2025
Property Address	13209 CEPEDA, HELOTES, TX 78023-2815
Document Number	0000060816
Map Reference	VOL 9537 PG 183
Instrument Date	Apr 3, 2025
Instrument	20250060816
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15221 REALES DR, CORPUS CHRISTI, TX 78418-6937

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13209 CEPEDA, HELOTES, TX 78023-2815

Mortgage

Document Number	0000060817
Date	Apr 7, 2025
Instrument	20250060817

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 13209 Cepeda was $2,760, down 75.7% from the year before.

Source: Bexar County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bexar County
Unified School District	Northside Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,760.00 (-75.72%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$713,940 (-0.04%) Land $176,400 Building $537,540	$713,940 (-0.04%) Land $176,400 Building $537,540
2024	$11,368.00 (-10.33%) Homeowner's exemption	$714,190 (-7.78%) Land $176,400 Building $537,790	$714,190 (-7.78%) Land $176,400 Building $537,790
2023	$12,678.00 (-4.6%) Homeowner's exemption	$774,460 Land $144,320 Building $630,140	$774,460 Land $144,320 Building $630,140
2022	$13,289.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13209 Cepeda in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 54 policies
Nearby Flood Policies	54 in force
Nearby Flood Claims	9 (1985–2019)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Jun 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13209 Cepeda is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 42% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: VTX Communications.

Nearby Properties on Cepeda

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures