Orange County property record for 13209 Bellaria Cir, Windermere, FL 34786
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 7 ba · 7,765 sqft · built 2010 |
| Lot Size | 0.923 acres (40,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Jun 2007) |
| Tax Bill | $28,032 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-23-27-0542-00-120 |
| Primary APN | 11-23-27-0542-00-120 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 7 Baths |
| Stories | 2 Stories |
| Building Area | 7,765 sqft Living Area |
| Gross Area | 10,608 sqft |
| 1st Floor Area | 6,620 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 40,200 sqft (0.923 acres) |
| Garage Type | Attached |
| Garage Area | 1,022 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 1,619 sqft |
| Water Feature | Water Feature |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 13209 BELLARIA CIR |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-7402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-CE-C |
| Legal Description | BELLARIA 60/81 LOT 12 |
| Legal Range | 27E |
| Legal Township | 23S |
| Legal Section | 11 |
| Legal Subdivision | BELLARIA |
| Legal Tract | 542 |
| Legal Lot Number | 12 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 17120 |
13209 Bellaria Cir is owned and occupied by two individuals who bought it in June 2007.
Source: Orange County records, as of May 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13209 BELLARIA CIR, WINDERMERE, FL 34786-7402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 19, 2007 · Amount on File |
| Deed Sale | Jun 19, 2007 · Amount on File |
| Deed Document Number | 2007398763 |
| Deed Book / Page | 9309 / 1152 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 13209 Bellaria Cir was $28,032, up 4.6% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,805,721 (+2.7%) | $2,546,490 (-1.34%) Land $350,000 Building $2,196,490 | |
| 2025 | $28,032.00 (+4.64%) Homeowner's exemption | $1,758,248 | $2,581,090 Land $350,000 Building $2,231,090 |
| 2024 | $26,788.00 (+7.29%) | ||
| 2023 | $24,967.00 (+2.78%) Homeowner's exemption | $1,636,029 (+3%) | $2,154,576 (+22.81%) Land $350,000 Building $1,804,576 |
| 2022 | $24,292.00 Homeowner's exemption | $1,588,378 | $1,754,450 Land $350,000 Building $1,404,450 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13209 Bellaria Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 54 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 54 in force |
| Nearby Flood Claims | 2 (2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13209 Bellaria Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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