Harris County property record for 13207 Regency Oak Ln, Cypress, TX 77429
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,405 sqft · built 1996 |
| Lot Size | 0.232 acres (10,100 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $495,852 (Sep 2025) |
| Tax Bill | $6,304 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Jan 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 117-641-002-0002 |
| Primary APN | 117-641-002-0002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,405 sqft Living Area |
| 1st Floor Area | 2,098 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Traditional |
| Exterior Material | Stucco |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 10,100 sqft (0.232 acres) |
| View / Lot | Primary |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 360 sqft |
|---|---|
| Porch | Open Frame Porch |
| Porch Area | 182 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1176410020002 |
|---|---|
| Street Address | 13207 REGENCY OAK LN |
| City | CYPRESS |
| State | TX |
| Zip | 77429-2984 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 2 & TR 1A BLK 2 OAK HOLLOW ESTATES |
| Legal Subdivision | OAK HOLLOW ESTATES |
| Legal Tract | 1A |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | NORTHWEST HARRIS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 552304 |
13207 Regency Oak Ln is owned and occupied by two individuals who bought it in September 2025.
Source: Harris County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13207 REGENCY OAK LN, CYPRESS, TX 77429-2984 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 4, 2020 | Warranty Deed, Transfer CITY FIRST MTG SVCS |
| Jan 25, 2017 | Deed of Trust, Mortgage · Line of Credit MERCANTIL COMMERCEBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2025 · Amount on File |
| Deed Sale | Sep 10, 2025 · Amount on File |
| Prior Sale | Feb 21, 2006 |
| Deed Document Number | 2025358630 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Aug 4, 2020 |
| Property Address | 13207 REGENCY OAK LN, CYPRESS, TX 77429-2984 |
| Document Number | 0000352134 |
| Instrument Date | Aug 3, 2020 |
| Instrument | 352134 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2020 |
| Title Company | CHARTER TITLE CORPORATION, CHARTER TITLE CORP. |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 13207 REGENCY OAK LN CYPRESS TX 774292984, CYPRESS, TX 77429-2984 |
| Document Number | 352135 |
|---|---|
| Date | Aug 4, 2020 |
| Instrument | 352135 |
| Name | CITY FIRST MTG SVCS |
|---|---|
| Type | Mortgage Company |
| Address | BOUNTIFUL, UT 84010 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Aug 3, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 13207 REGENCY OAK LN, CYPRESS, TX 77429-2984 |
| Document Number | 0000052805 |
| Instrument Date | Jan 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 13207 REGENCY OAK LN CYPRESS TX 774292984, CYPRESS, TX 77429-2984 |
| Document Number | 0000052805 |
|---|---|
| Date | Feb 6, 2017 |
| Instrument | 52805 |
| Name | MERCANTIL COMMERCEBANK |
|---|---|
| Type | Bank |
| Address | HOUSTON, TX 77070 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 5, 2037 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 13207 Regency Oak Ln was $6,304, up 109.9% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Cypress-Fairbanks Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $489,838 (+15.84%) Land $93,319 Building $396,519 | $489,838 (+15.84%) Land $93,319 Building $396,519 | |
| 2025 | $6,304.00 (+109.92%) Homeowner's exemption | $422,849 Land $93,319 Building $329,530 | $422,849 Land $93,319 Building $329,530 |
| 2024 | $3,003.00 | ||
| 2023 | $460,000 Land $93,319 Building $366,681 | $460,000 Land $93,319 Building $366,681 | |
| 2022 | $2,469.00 | ||
| 2020 | $2,504.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13207 Regency Oak Ln in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 93 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 93 in force |
| Nearby Flood Claims | 28 (2016–2017) |
| Claims Outside the SFHA | 22 of 28 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 13207 Regency Oak Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHWEST HARRIS COUNTY MUD 9 serves 8,886 people · EPA ID TX1011599 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ezee Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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