13206 Echo Ln, Side Lake, MN 55781 Property Records

Itasca County property record for 13206 Echo Ln, Side Lake, MN 55781

Property Summary

Property Type	Single Family Home
Details	1 bd · 400 sqft · built 1975
Lot Size	1.89 acres (82,328 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,000 (Nov 2020)
Tax Bill	$1,228 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Feb 2021 Sale + 1 more
Flood Zone	Zone D (undetermined)
APN	`06-410-0144`

Property Details

APN / Parcel Number

Primary APN	`06-410-0144`
Alternative APNs	`138926` `8851`

Interior

Bedrooms	1 Bed
Building Area	400 sqft Base Area
1st Floor Area	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	82,328 sqft (1.89 acres)
Lot Width	518 ft Width
Deck Area	194 sqft
Cabin	400 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Heating System	Wood Furnace
Heating Fuel	Wood

Location & Zoning

Account Number	138926
Street Address	13206 ECHO LN
City	SIDE LAKE
State	MN
Zip	55781
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	LOT 22 BLK 1
Legal Range	22W
Legal Township	60N
Legal Section	01
Legal Subdivision	BEATRICE LK HOMESITE PLAT NO 1
Legal Block	1
Legal Lot Number	22
Jurisdiction	ITASCA MN
Township / Civil Division	BEARVILLE
Census Block Group	1
Census Block	1053
Census Tract	480401

Owner

Source: Itasca County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11096 ANTON RD, ANGORA, MN 55703-8301
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Deed, Transfer · ARM FRANDSEN BANK & TRUST
Feb 12, 2021	Deed, Transfer MISC COMPANY
Nov 24, 2020	Warranty Deed, Transfer · ARM FRANDSEN BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2020 · Amount on Record
Deed Sale	Nov 24, 2020 · Amount on Record
Prior Sale	Mar 4, 2005 · Amount on Record
Deed Document Number	2020746685
Prior Transfer Date	Oct 9, 2020
Prior Transfer Doc	0000749181
Record Updated	Oct 29, 2026

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ITASCA MN
Recording Date	Nov 24, 2020
Property Address	13206 ECHO LN, SIDE LAKE, MN 55781
Document Number	A000746684
Instrument Date	Oct 9, 2020
Instrument	A000746684
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000746686
Date	Nov 24, 2020
Instrument	A000746686

Lender

Name	FRANDSEN BANK & TRUST

Agreement

Type	ARM
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2040

Interest

Rate Type	Adjustable Rate
Rate	3.4%
Type Change Date	Jan 1, 2026
Index	3-Year CMT

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ITASCA MN
Recording Date	Feb 12, 2021
Property Address	13206 ECHO LN, SIDE LAKE, MN 55781
Document Number	A000749181
Instrument Date	Oct 9, 2020
Instrument	A000749181
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	MISC COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1511 E 13TH ST, HIBBING, MN 55746-1258

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ITASCA MN
Recording Date	Nov 24, 2020
Property Address	13206 ECHO LN, SIDE LAKE, MN 55781
Document Number	A000746685
Instrument Date	Oct 6, 2020
Instrument	A000746685
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11096 ANTON RD, ANGORA, MN 55703-8301

Mortgage

Document Number	A000746686
Date	Nov 24, 2020
Instrument	A000746686

Lender

Name	FRANDSEN BANK & TRUST

Agreement

Type	ARM
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2040

Interest

Rate Type	Adjustable Rate
Rate	3.4%
Type Change Date	Jan 1, 2026
Index	3-Year CMT

Tax Assessment & Valuation

Source: Itasca County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Itasca County
County Subdivision	Bearville Township
Unified School District	Grand Rapids Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,228.00 (-17.25%)
2025		$152,600 (-18.53%) Land $117,600 Building $35,000	$152,600 (-18.53%) Land $117,600 Building $35,000
2024	$1,484.00
2022		$187,300 Land $158,800 Building $28,500	$187,300 Land $158,800 Building $28,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2025

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Echo Ln

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