13205 Junction Ave, Boulder Creek, CA 95006 Property Records

Santa Cruz County property record for 13205 Junction Ave, Boulder Creek, CA 95006

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 920 sqft · built 1949
Lot Size	0.23 acres (10,019 sqft)
Owner	Trust Name on Record
Last Sale	$239,000 (May 1999)
Tax Bill	$4,808 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`081-143-24`

Property Details

APN / Parcel Number

Primary APN	`081-143-24`
Alternative APN	`081-143-24-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	920 sqft Living Area

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Carport
Garage Area	120 sqft
Carport	Carport
Carport Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	13205 JUNCTION AVE
City	BOULDER CREEK
State	CA
Zip	95006-9410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-15
Legal Subdivision	EL RIO SAN LORENZO 12
Legal Lot Number	68
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	4
Census Block	4008
Census Tract	120400

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	13205 JUNCTION AVE, BOULDER CREEK, CA 95006-9410
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL LLC
Oct 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOFI LENDING CORP
Oct 30, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 30, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage SOFI LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 1999 · Amount on Record
Deed Sale	May 18, 1999 · Amount on Record
Deed Document Number	199934703
Last Transfer Date	Oct 17, 2019
Transfer Doc	0000033578
Record Updated	Sep 20, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	13205 JUNCTION AVE, BOULDER CREEK, CA 95006-9410
Transaction Type	Mortgage
Record Updated	Sep 29, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004669
Date	Feb 7, 2017
Instrument	2017-0004669

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	TAMPA, FL 33607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2037

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	13205 JUNCTION AVE, BOULDER CREEK, CA 95006-9410
Transaction Type	Mortgage
Record Updated	Sep 29, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13205 JUNCTION AVE, BOULDER CREEK, CA 95006-9410

Mortgage

Document Number	0000044408
Date	Oct 28, 2020
Instrument	2020-0044408

Lender

Name	SOFI LENDING CORP
Type	Lending Institution
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 30, 2019
Property Address	13205 JUNCTION AVE, BOULDER CREEK, CA 95006-9410
Document Number	0000033578
Instrument Date	Oct 17, 2019
Instrument	33578
Transaction Type	Transfer
Record Updated	Nov 14, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	13205 JUNCTION AVE BOULDER CREEK CA 950069410, BOULDER CREEK, CA 95006-9410

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 30, 2019
Property Address	13205 JUNCTION AVE, BOULDER CREEK, CA 95006-9410
Document Number	0000033578
Instrument Date	Oct 17, 2019
Instrument	33578
Transaction Type	Transfer
Record Updated	Dec 21, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	13205 JUNCTION AVE BOULDER CREEK CA 950069410, BOULDER CREEK, CA 95006-9410

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	13205 JUNCTION AVE, BOULDER CREEK, CA 95006-9410
Document Number	0000031448
Instrument Date	Oct 7, 2019
Transaction Type	Mortgage
Record Updated	Oct 24, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13205 JUNCTION AVE BOULDER CREEK CA 950069410, BOULDER CREEK, CA 95006-9410

Mortgage

Document Number	0000031448
Date	Oct 11, 2019
Instrument	31448

Lender

Name	SOFI LNDG
Address	COTTONWOOD HEIGHTS, UT 84121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2049

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$382,183 (+2%) Land $265,450 Building $116,733
2025	$4,808.00 (+5.53%) Homeowner's exemption	$374,689 (+4.04%) Land $260,245 Building $114,444
2023	$4,556.00 (+2.52%) Homeowner's exemption	$360,139 Land $250,139 Building $110,000	$620,640
2022	$4,444.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	11 (1982–2023)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Feb 2023 · Severe Winter Storms And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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