13205 Cedar Cir, Omaha, NE 68144 Property Records

Douglas County property record for 13205 Cedar Cir, Omaha, NE 68144

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,089 sqft · built 1966
Lot Size	0.175 acres (7,638 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (May 2026)
Tax Bill	$4,172 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Sep 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0479-1158-18`

Property Details

APN / Parcel Number

Primary APN	`0479-1158-18`
Alternative APNs	`R1804791158` `1804791158`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,089 sqft Living Area
Gross Area	2,688 sqft
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft
Finished Basement	889 sqft
Unfinished Basement	311 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,638 sqft (0.175 acres)
Lot Dimensions	114 ft deep x 67 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Slab
Porch Area	32 sqft
Deck Area	Deck Area
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1804791158
Street Address	13205 CEDAR CIR
City	OMAHA
State	NE
Zip	68144-2510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R435
Legal Description	MONTCLAIR OF WESTWOOD 2ND ADD LOT 388 BLOCK 0 IRREG
Legal Subdivision	MONTCLAIR OF WESTWOOD 2ND ADD
Legal Lot Number	388
Jurisdiction	DOUGLAS NE
Township / Civil Division	OMAHA
Census Block Group	1
Census Block	1005
Census Tract	7406

Owner

13205 Cedar Cir is owned and occupied by two individuals who bought it in May 2026.

Source: Douglas County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13205 CEDAR CIR, OMAHA, NE 68144-2510
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Warranty Deed, Transfer · FHA Mortgage LINCOLN FSB/NE
Sep 26, 2019	Deed of Trust, Mortgage · Line of Credit COGENT BANK
Aug 16, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage COGENT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2026 · Amount on File
Deed Sale	May 21, 2026 · Amount on File
Prior Sale	Dec 15, 2010 · Amount on File
Deed Document Number	202642553
Prior Transfer Date	Aug 8, 2019
Prior Transfer Doc	0000065563
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	May 21, 2026
Property Address	13205 CEDAR CIR, OMAHA, NE 68144-2510
Document Number	0000042553
Instrument Date	May 1, 2026
Instrument	202642553
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	AMBASSADOR TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$72,639.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13205 CEDAR CIR, OMAHA, NE 68144-2510

Mortgage

Document Number	0000042554,
Date	May 21, 2026
Instrument	202642554

Lender

Name	LINCOLN FSB/NE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

Mortgage

Document Number	0000042555,
Date	May 21, 2026
Instrument	202642555

Lender

Name	NEBRASKA INV FINANCIAL AUTHORITY

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 1, 2036

Interest

Rate	6.37%
Max Rate	-1%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	13205 CEDAR CIR, OMAHA, NE 68144-2510
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000080629
Date	Sep 26, 2019
Instrument	2019080629

Lender

Name	COGENT BANK
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DOUGLAS NE
Recording Date	Aug 16, 2019
Property Address	13205 CEDAR CIR, OMAHA, NE 68144-2510
Document Number	0000065563
Instrument Date	Aug 8, 2019
Instrument	2019065563
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000065564
Date	Aug 16, 2019
Instrument	2019065564

Lender

Name	COGENT BANK
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 13205 Cedar Cir was $4,172, up 15.5% from the year before.

Source: Douglas County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Municipality	Omaha City
Unified School District	Millard Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,172.00 (+15.54%)	$255,900 Land $32,600 Building $223,300	$255,900 Land $32,600 Building $223,300
2024	$3,611.00 (-17.27%)
2023	$4,365.00 (+15.02%)	$219,300 Land $32,600 Building $186,700	$219,300 Land $32,600 Building $186,700
2022	$3,795.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13205 Cedar Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 13205 Cedar Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN UTILITIES DISTRICT serves 660,000 people · EPA ID NE3105507
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 590 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
CenturyLink Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Nextlink, T-Mobile.

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