13204 Second Ave, Cumberland, MD 21502 Property Records

Allegany County property record for 13204 Second Ave, Cumberland, MD 21502

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,128 sqft · built 1942
Lot Size0.115 acres (5,000 sqft)
Owner2 Individual Names on Record
Last Sale$70,000 (Oct 2019)
Tax Bill$1,166 (2025)
Deeds & MortgagesDec 2019 Transfer
Oct 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-003420

Property Details

APN / Parcel Number

Primary APN07-003420
Alternative APNs
  • 7003420
  • 003420

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,128 sqft Total Area

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1942
Exterior MaterialSiding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area5,000 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage TypeDetached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area208 sqft
Deck Area160 sqft

Utilities, Heating & Cooling

Heating SystemRadiant
SewerConnected

Location & Zoning

Account Number003420
Street Address13204 SECOND AVE
CityCUMBERLAND
StateMD
Zip21502-5556
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description13204 SECOND AVE LOTS 96-97 50X100 SEC A CELL CITY
Legal SubdivisionCELLULOSE CITY ADDITION
Legal Lot Number96,97
JurisdictionALLEGANY MD
Township / Civil Division7, CRESAPTOWN/BEL AIR
Census Block Group1
Census Block1003
Census Tract2000

Owner

Source: Allegany County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address13204 SECOND AVE, CUMBERLAND, MD 21502-5556
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 19, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Oct 30, 2019Grant Deed, Transfer · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 30, 2019 · Amount on Record
Deed SaleOct 30, 2019 · Amount on Record
Prior SaleApr 28, 1999 · Amount on Record
Deed Book / Page2509 / 79
Last Transfer DateDec 19, 2019
Transfer Doc0025280198
Record UpdatedOct 29, 2026

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionALLEGANY MD
Recording DateDec 19, 2019
Property Address13204 SECOND AVE, CRESAPTOWN, MD 21502-5556
Document Number0025280198
Book / Page002528 / 000198
Instrument DateDec 19, 2019
Transaction TypeTransfer
Record UpdatedFeb 10, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address13204 SECOND AVE CRESAPTOWN MD 215025556, CRESAPTOWN, MD 21502-5556

October 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionALLEGANY MD
Recording DateOct 30, 2019
Property Address13204 SECOND AVE, CRESAPTOWN, MD 21502-5556
Document Number0025090079
Book / Page002509 / 000079
Instrument DateJun 26, 2019
Transaction TypeTransfer
Record UpdatedNov 22, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$490.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address13204 SECOND AVE CUMBERLAND MD 215025556, CUMBERLAND, MD 21502-5556

Mortgage

Document Number25090088
DateOct 30, 2019
Book Page002509/000088
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term240 Months
DueOct 29, 2039

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAllegany County
Unified School DistrictAllegany County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$90,533 (+2.3%)$94,600 (+6.89%) Land $12,500 Building $82,100
2025$1,166.00 (+47.59%)$88,500 (+21.62%) Land $12,500 Building $76,000$88,500 (-) Land $12,500 Building $76,000
2023$790.00$72,767$88,500 Land $12,500 Building $76,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims7 (1982–2014)
Claims Outside the SFHA1 of 7
Most Recent ClaimJun 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEASTERN REGION ALLEGANY DISTRIB. SYSTEM
serves 5,703 people · EPA ID MD0010005
Water SourcePurchased surface water from CITY OF CUMBERLAND
Last State InspectionMay 2023

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
SkyPacket
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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