Chesterfield County property record for 13200 Echo Ridge Dr, Midlothian, VA 23112
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,184 sqft · built 1989 |
| Lot Size | 0.268 acres (11,674 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $316,000 (Aug 2026) |
| Tax Bill | $2,639 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04813040A00B012 |
| Primary APN | 04813040A00B012 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,184 sqft Finished Area |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Traditional |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Foundation Type | Masonry |
| Roof Material | Composition Shingle |
| Lot Area | 11,674 sqft (0.268 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 100 sqft |
| Deck Area | 240 sqft |
| Patio Area | 80 sqft |
| Balcony Area | 8 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 452507000 |
|---|---|
| Street Address | 13200 ECHO RIDGE DR |
| City | MIDLOTHIAN |
| State | VA |
| Zip | 23112-4728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R9 - SINGL |
| Legal Description | ECHO RIDGE L 12 BK B SEC A |
| Legal Subdivision | ECHO RIDGE |
| Legal Block | B |
| Legal Lot Number | 12 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | CLOVER HILL |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 100912 |
Source: Chesterfield County records, as of September 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 13200 ECHO RIDGE DR, MIDLOTHIAN, VA 23112-4728 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Aug 25, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE |
| Jun 5, 2020 | Deed of Trust, Mortgage · FHA Mortgage VILLAGE BK MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 25, 2026 · Amount on Record |
| Deed Sale | Aug 25, 2026 · Amount on Record |
| Prior Sale | Jul 22, 2009 · Amount on Record |
| Deed Document Number | 202631248 |
| Deed Book / Page | 15355 / 599 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Aug 25, 2026 |
| Property Address | 13200 ECHO RIDGE DR, MIDLOTHIAN, VA 23112-4728 |
| Document Number | 0000031248 |
| Book / Page | 15355 / 599 |
| Instrument Date | Aug 3, 2026 |
| Instrument | 202631248 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $31,916.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000031249, |
|---|---|
| Date | Aug 25, 2026 |
| Book Page | 15355/603 |
| Instrument | 202631249 |
| Name | ALCOVA MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 13200 ECHO RIDGE DR, MIDLOTHIAN, VA 23112-4728 |
| Document Number | 12784958 |
| Instrument Date | Jun 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 13200 ECHO RIDGE DR MIDLOTHIAN VA 231124728, MIDLOTHIAN, VA 23112-4728 |
| Document Number | 12784958 |
|---|---|
| Date | Jun 8, 2020 |
| Book Page | 012784/000958 |
| Instrument | 26247 |
| Name | VILLAGE BK MTG |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 7, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,639.00 (+18.02%) | $293,800 (+4.18%) Land $75,000 Building $218,800 | $293,800 (+4.18%) Land $75,000 Building $218,800 |
| 2025 | $282,000 (+16.05%) Land $75,000 Building $207,000 | $282,000 (+16.05%) Land $75,000 Building $207,000 | |
| 2023 | $2,236.00 | $243,000 Land $59,000 Building $184,000 | $243,000 Land $59,000 Building $184,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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