13200 Crossover Rd NE, Flintstone, MD 21530 Property Records

Allegany County property record for 13200 Crossover Rd NE, Flintstone, MD 21530

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 4,719 sqft · built 2014
Lot Size	76 acres (3,313,609 sqft)
Owner	2 Individual Names on Record
Last Sale	$771,300 (May 2026)
Tax Bill	$8,073 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-001644`

Property Details

APN / Parcel Number

Primary APN	`03-001644`
Alternative APNs	`3001644` `001644`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,719 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	3,313,609 sqft (76 acres)
Garage Type	Attached
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	181 sqft
Patio Area	343 sqft
Shed	1 Shed
Shed Area	768 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	001644
Street Address	13200 CROSSOVER RD NE
City	FLINTSTONE
State	MD
Zip	21530-3164
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	76.07A CHAS ZACHERL MIN S/D LOT 5 BET GR RDG RD & 15 MI CRK N/O RT 40
Legal Subdivision	CHAS ZACHERL MIN S/D
Legal Lot Number	5
Jurisdiction	ALLEGANY MD
Township / Civil Division	3, FLINTSTONE
Census Block Group	2
Census Block	2000
Census Tract	100

Owner

Source: Allegany County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13200 CROSSOVER RD NE, FLINTSTONE, MD 21530-3164
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR
Dec 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage CHESSIE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2026 · Amount on Record
Deed Sale	May 26, 2026 · Amount on Record
Prior Sale	Jan 11, 2013 · Amount on Record
Deed Book / Page	3162 / 349
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ALLEGANY MD
Recording Date	May 26, 2026
Property Address	13200 CROSSOVER RD NE, FLINTSTONE, MD 21530-3164
Document Number	3162000349
Book / Page	3162 / 349
Instrument Date	Feb 25, 2026
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	CLA TITLE AND ESCROW, CLA TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$779,013.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	13200 CROSSOVER RD NE, FLINTSTONE, MD 21530-3164

Mortgage

Document Number	3162000357,
Date	May 26, 2026
Book Page	3162/357

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY MD
Property Address	13200 CROSSOVER RD NE, FLINTSTONE, MD 21530-3164
Document Number	0023470038
Book / Page	002347 / 000038
Instrument Date	Dec 1, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13200 CROSSOVER RD NE FLINTSTONE MD 215303164, FLINTSTONE, MD 21530-3164

Mortgage

Document Number	0023470038
Date	Dec 12, 2017
Book Page	002347/000038

Lender

Name	CHESSIE FCU
Type	Credit Union
Address	CUMBERLAND, MD 21502

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 11, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$812,733 (+6.26%)	$860,600 (-) Land $198,300 Building $662,300
2025	$8,073.00 (+4.44%) Homeowner's exemption	$764,867 (+7.55%)	$860,600 (+20.03%) Land $198,300 Building $662,300
2023	$7,730.00 Homeowner's exemption	$711,167	$717,000 Land $178,100 Building $538,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	12 (1993–2021)
Claims Outside the SFHA	6 of 12
Most Recent Claim	Sep 2021 · river or lake flooding
Claims by Event	Severe Storms And Flooding Assoc With Tropical Storm Fran, Sep 1996 · 2 claims Severe Storms And Flooding, Jan 1996 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: SkyPacket.

Cell Coverage

5G (outdoors only) and 4G LTE

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