1320 Willow Dr, Ashtabula, OH 44004 Property Records

Ashtabula County property record for 1320 Willow Dr, Ashtabula, OH 44004

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,926 sqft · built 1936
Lot Size	0.179 acres (7,806 sqft)
Owner	Individual Name on Record
Last Sale	$156,000 (Apr 2017)
Tax Bill	$6,100 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jul 2018 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-021-10-055-00`

Property Details

APN / Parcel Number

Primary APN	`48-021-10-055-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,926 sqft Living Area
Gross Area	2,072 sqft
1st Floor Area	930 sqft
Basement Area	36 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1970
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Lot Area	7,806 sqft (0.179 acres)
Lot Dimensions	120 ft deep x 65 ft wide
Terrain	Low
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	180 sqft
Deck Area	388 sqft
Patio Area	388 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1320 WILLOW DR
City	ASHTABULA
State	OH
Zip	44004-2053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6-5 & 6 COUNTRY CLUB
Legal Subdivision	COUNTRY CLUB
Legal Lot Number	6
Jurisdiction	ASHTABULA OH
Township / Civil Division	SAYBROOK
Census Block Group	1
Census Block	1009
Census Tract	602

Owner

Source: Ashtabula County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1320 WILLOW DR, ASHTABULA, OH 44004-2053
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage ERIEBANK
Jul 5, 2018	Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK
Apr 11, 2017	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2017 · Amount on Record
Deed Sale	Apr 11, 2017 · Amount on Record
Prior Sale	Aug 25, 2000 · Amount on Record
Deed Document Number	20173440
Deed Book / Page	633 / 1636
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	1320 WILLOW DR, ASHTABULA, OH 44004-2053
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE PROFESSIONALS GROUP LT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 WILLOW DR, ASHTABULA, OH 44004-2053

Mortgage

Document Number	0000009058
Date	Sep 9, 2020
Book Page	718/522
Instrument	202000009058

Lender

Name	ERIEBANK
Type	Bank
Address	GRAFTON, OH 44044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	1320 WILLOW DR, ASHTABULA, OH 44004-2053
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006617
Date	Jul 5, 2018
Book Page	662/2641
Instrument	201800006617

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Apr 16, 2048

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHTABULA OH
Recording Date	Apr 11, 2017
Property Address	1320 WILLOW DR, ASHTABULA, OH 44004-2053
Document Number	0000003440
Book / Page	633 / 1636
Map Reference	VOL 7 PG 60
Instrument Date	Apr 7, 2017
Instrument	201700003440
Transaction Type	Transfer
Record Updated	May 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1320 WILLOW DR, ASHTABULA, OH 44004-2053

Mortgage

Document Number	0000003441
Date	Apr 11, 2017
Book Page	633/1640
Instrument	201700003441

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Saybrook Township
Unified School District	Ashtabula Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,100.00 (+81.87%)	$72,880 (-) Land $16,980 Building $55,900	$208,200 (-) Land $48,500 Building $159,700
2023	$3,354.00 (+11.99%) Homeowner's exemption	$72,880 (+30.05%) Land $16,980 Building $55,900	$208,200 (+30.04%) Land $48,500 Building $159,700
2022	$2,995.00 Homeowner's exemption	$56,040 Land $13,060 Building $42,980
2020			$160,100 Land $37,300 Building $122,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1988)
Most Recent Claim	May 1988 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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