1320 White St, Port Huron, MI 48060 Property Records

St. Clair County property record for 1320 White St, Port Huron, MI 48060

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 702 sqft · built 1951
Lot Size0.126 acres (5,489 sqft)
OwnerIndividual Name on File
Last Sale$163,500 (Aug 2026)
Tax Bill$1,883 (2025)
Deeds & MortgagesAug 2026 Sale & Mortgage
Jan 2026 Sale
Flood ZoneZone X (minimal risk)
APN74-06-743-1564-000

Property Details

APN / Parcel Number

Primary APN74-06-743-1564-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area702 sqft Living Area
1st Floor Area702 sqft
Basement Area702 sqft

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Lot Area5,489 sqft (0.126 acres)
Lot Dimensions107 ft deep x 51 ft wide
Garage Area252 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address1320 WHITE ST
CityPORT HURON
StateMI
Zip48060-5735
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 4 BLK 175 WHITE PLAT
Legal SubdivisionWHITES PLAT
Legal Block175
Legal Lot Number4
Legal Unit4
JurisdictionSAINT CLAIR MI
Township / Civil DivisionPORT HURON
Census Block Group1
Census Block1020
Census Tract622000

Owner

1320 White St is owned by an individual who bought it in August 2026.

Source: St. Clair County records, as of September 17, 2026

Owner of RecordIndividual Name on File
Mailing Address1848 LELAND RD, KIMBALL, MI 48074-2713
Owner TypeIndividual
VestingSingle Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 13, 2026Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE
Jan 8, 2026Warranty Deed, Transfer
LIBERTY TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 13, 2026 · Amount on File
Deed SaleAug 13, 2026 · Amount on File
Prior SaleJan 8, 2026 · Amount on File
Deed Document Number202616392
Deed Book / Page5953 / 812
Prior Transfer DateMar 18, 2008
Prior Transfer Doc003828/100
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateAug 13, 2026
Property Address1320 WHITE ST, PORT HURON, MI 48060-5735
Document Number0000016392
Book / Page5953 / 812
Instrument DateJul 29, 2026
Instrument202616392
Transaction TypeTransfer
Record UpdatedAug 26, 2026
Title CompanyLIBERTY TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$123,851.25
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1848 LELAND RD, KIMBALL, MI 48074-2713

Mortgage

Document Number0000016393,
DateAug 13, 2026
Instrument202616393
Lender
NameGUARANTEED RATE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

Mortgage

Document Number0000016394,
DateAug 13, 2026
Book Page5953/835
Instrument202616394
Lender
NameMICHIGAN STATE HSNG DEV AUTH
Agreement
AmountAmount on Record
Interest
Max Rate-1%

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateJan 8, 2026
Property Address1320 WHITE ST, PORT HURON, MI 48060-5735
Document Number0000588747
Book / Page5887 / 47
Map ReferenceLB 1 PG 9
Instrument DateNov 20, 2025
Instrument2026000471
Transaction TypeTransfer
Record UpdatedJan 19, 2026
Title CompanyLIBERTY TITLE

Transaction

AmountAmount on Record
Tax$510.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1320 WHITE ST, PORT HURON, MI 48060-5735

Transferred To (Grantee/Buyer)

NameVerified Name
Address2487 JARNS, SMITHS CREEK, MI 48074

Tax Assessment & Valuation

The 2025 property tax bill for 1320 White St was $1,883, up 47.8% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Clair County
MunicipalityPort Huron City
Unified School DistrictPort Huron Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$33,000 (-6.78%)$66,000
2025$1,883.00 (+47.8%) Homeowner's exemption$35,400
2024$1,274.00$70,800
2023$30,300
2022$942.00$60,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1320 White St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1320 White St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PORT HURON
serves 28,983 people · EPA ID MI0005480
Water SourceSurface water
Last State InspectionNov 2021
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 824 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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