1320 W Palm Dr, Winnie, TX 77665 Property Records

Chambers County property record for 1320 W Palm Dr, Winnie, TX 77665

Property Summary

Property Type	Single Family Home
Details	1,111 sqft · built 1973
Lot Size	0.162 acres (7,057 sqft)
Owner	2 Individual Names on File
Last Sale	$185,163 (Sep 2026)
Tax Bill	$2,640 (2026)
Deeds & Mortgages	Sep 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30000-00014-00300-000400`

Property Details

APN / Parcel Number

Primary APN	`30000-00014-00300-000400`
Alternative APN	`1854`

Interior

Stories	1 Story
Building Area	1,111 sqft Living Area
1st Floor Area	1,111 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	7,057 sqft (0.162 acres)
Lot Dimensions	135 ft deep x 26 ft wide
Porch	Porch
Porch Area	39 sqft

Location & Zoning

Account Number	1854
Street Address	1320 W PALM DR
City	WINNIE
State	TX
Zip	77665-8566
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK C HENDERSON HGHTS S26.41FT LT 3 & N26.41FT LT 4
Legal Subdivision	HENDERSON HGHTS
Legal Block	C
Legal Lot Number	3-4
Jurisdiction	CHAMBERS TX
Township / Civil Division	WINNIE-STOWELL
Census Block Group	1
Census Block	1035
Census Tract	710401

Owner

1320 W Palm Dr is owned and occupied by two individuals who bought it in September 2026.

Source: Chambers County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1354 E PALM DR, WINNIE, TX 77665-8782
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2026 · Amount on File
Deed Sale	Sep 3, 2026 · Amount on File
Deed Document Number	2026228836
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHAMBERS TX
Recording Date	Sep 3, 2026
Property Address	1320 W PALM DR, WINNIE, TX 77665-8566
Document Number	0000228836
Instrument Date	Sep 2, 2026
Instrument	2026228836
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	TEXAS TITLE COMPANY, TEXAN TITLE COMMERCIAL

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1354 E PALM DR, WINNIE, TX 77665-8782

Mortgage

Document Number	0000228836,
Date	Sep 3, 2026
Instrument	2026228836

Lender

Name	HOUSTON HOME LOAN

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 1320 W Palm Dr was $2,640 with a homeowner's exemption, up 1% from the year before.

Source: Chambers County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Chambers County
Unified School District	East Chambers Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,640.00 (+9.95%) Homeowner's exemption	$182,190 (-) Land $2,560 Building $179,630	$182,190 (-) Land $2,560 Building $179,630
2025	$2,401.00 Homeowner's exemption	$182,190 Land $2,560 Building $179,630	$182,190 Land $2,560 Building $179,630
2023	$653.00 Homeowner's exemption	$144,730 Land $2,560 Building $142,170	$144,730 Land $2,560 Building $142,170
2021	$2,102.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1320 W Palm Dr in Zone X, an area of minimal flood risk, though there have been 163 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective October 1, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 114 policies
Nearby Flood Policies	114 in force
Nearby Flood Claims	163 (1996–2021)
Claims Outside the SFHA	163 of 163
Most Recent Claim	Jun 2021 · other causes
Claims by Event	Tropical Storm Imelda, Sep 2019 · 90 claims Hurricane Harvey, Aug 2017 · 39 claims Hurricane Ike, Sep 2008 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1320 W Palm Dr is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 42% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TBCD WINNIE STOWELL serves 8,397 people · EPA ID TX0360002
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Feb 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20