Polk County property record for 1320 W McLeod St, Bartow, FL 33830
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,360 sqft · built 1971 |
| Lot Size | 0.231 acres (10,049 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $155,000 (Oct 2018) |
| Tax Bill | $1,058 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage Oct 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-30-07-403100-001070 |
| Primary APN | 25-30-07-403100-001070 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,360 sqft Living Area |
| 1st Floor Area | 1,140 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 10,049 sqft (0.231 acres) |
| Lot Dimensions | 113 ft deep x 84 ft wide |
| View / Lot | Commercial/Industrial |
| Porch | Florida Room |
|---|---|
| Porch Area | 284 sqft |
| Shed | 1 Shed |
| Utility Building | 88 sqft |
| Street Address | 1320 W MCLEOD ST |
|---|---|
| City | BARTOW |
| State | FL |
| Zip | 33830-6235 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | HILL MANOR PB 47 PG 20 BLK A LOT 7 |
| Legal Range | 25E |
| Legal Township | 30S |
| Legal Section | 07 |
| Legal Subdivision | HILL MANOR |
| Legal Tract | 403100 |
| Legal Block | A |
| Legal Lot Number | 7 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 15101 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1320 W MCLEOD ST, BARTOW, FL 33830-6235 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 9, 2019 | Deed of Trust, Mortgage · Conventional Mortgage RP FNDG |
| Oct 29, 2018 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 29, 2018 · Amount on Record |
| Deed Sale | Oct 29, 2018 · Amount on Record |
| Prior Sale | Apr 20, 2016 · Amount on Record |
| Deed Document Number | 2018226619 |
| Deed Book / Page | 10654 / 790 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1320 W MCLEOD ST, BARTOW, FL 33830-6235 |
| Document Number | 0110540719 |
| Instrument Date | Nov 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1320 W MCLEOD ST BARTOW FL 338306235, BARTOW, FL 33830-6235 |
| Document Number | 0110540719 |
|---|---|
| Date | Nov 26, 2019 |
| Book Page | 011054/000719 |
| Instrument | 251364 |
| Name | RP FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 25, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 29, 2018 |
| Property Address | 1320 W MCLEOD ST, BARTOW, FL 33830-6235 |
| Document Number | 0106540790 |
| Book / Page | 010654 / 000790 |
| Instrument Date | Oct 26, 2018 |
| Instrument | 226619 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,085.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1925 E CHURCH ST BARTOW FL 338304220, BARTOW, FL 33830-4220 |
| Document Number | 106540791 |
|---|---|
| Date | Oct 29, 2018 |
| Book Page | 010654/000791 |
| Instrument | 226620 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 28, 2048 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Bartow City |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $104,110 (+2.7%) | $180,739 (+1.79%) Land $26,128 Building $154,611 | |
| 2025 | $1,058.00 (-19.05%) Homeowner's exemption | $101,373 (+5.99%) | $177,569 (-0.23%) Land $26,128 Building $151,441 |
| 2023 | $1,307.00 (+19.58%) Homeowner's exemption | $95,647 (+3%) | $177,978 (+22.81%) Land $25,123 Building $152,855 |
| 2022 | $1,093.00 Homeowner's exemption | $92,861 | $144,917 Land $18,547 Building $126,370 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 45% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BARTOW serves 21,501 people · EPA ID FL6530315 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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