Richmond City property record for 1320 W Main St, Richmond, VA 23220
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 1,866 sqft · built 1900 |
| Lot Size | 0.081 acres (3,528 sqft) |
| Owner | Company Name on Record |
| Last Sale | $410,000 (Jan 2023) |
| Tax Bill | $5,484 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage Jan 2023 Sale & Mortgage |
| APN | W-000-0451-021 |
| Primary APN | W-000-0451-021 |
|---|
| Total Rooms | 6 Rooms |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,866 sqft Total Area |
| Elevator | Elevator |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick |
| Fire Resistance | Masonry Walls, Wood Interior |
| Roof Material | Built-Up Asphalt |
| Lot Area | 3,528 sqft (0.081 acres) |
| Lot Dimensions | 120 ft deep x 21 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1320 W MAIN ST |
|---|---|
| City | RICHMOND |
| State | VA |
| Zip | 23220-4827 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | UB-PO3 PAR |
| Legal Description | 0029.29X0120.21 0000.000 |
| Jurisdiction | RICHMOND CITY VA |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 41100 |
Source: Richmond City records, as of August 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 12308 HARDWICK CT, GLEN ALLEN, VA 23059-5374 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jun 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage JET DIRECT FUNDING |
| Jan 27, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage 3RD PARTY INDIVIDUAL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 27, 2023 · Amount on Record |
| Deed Sale | Jan 27, 2023 · Amount on Record |
| Deed Document Number | 20231261 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Recording Date | Jun 11, 2026 |
| Property Address | 1320 W MAIN ST, RICHMOND, VA 23220-4827 |
| Document Number | 0000010753 |
| Instrument Date | Jun 10, 2026 |
| Instrument | 202610753 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SABE TITLE, SAGE TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 1614 HEARTHGLOW LN, HENRICO, VA 23238-4614 |
| Document Number | 0000010753, |
|---|---|
| Date | Jun 11, 2026 |
| Instrument | 202610753 |
| Name | JET DIRECT FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.75% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Recording Date | Jan 27, 2023 |
| Property Address | 1320 W MAIN ST, RICHMOND, VA 23220-4827 |
| Document Number | 0000001261 |
| Instrument Date | Jan 25, 2023 |
| Instrument | 230001261 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2023 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12305 HARDWICK CT, GLEN ALLEN, VA 23059-5374 |
| Document Number | 0000001262 |
|---|---|
| Date | Jan 27, 2023 |
| Instrument | 230001262 |
| Name | 3RD PARTY INDIVIDUAL |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Feb 1, 2028 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7% |
Source: Richmond City assessment roll, as of August 10, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Richmond City |
| Unified School District | Richmond City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,484.00 (+6.03%) | $457,000 (+12.01%) Land $214,000 Building $243,000 | $457,000 (+12.01%) Land $214,000 Building $243,000 |
| 2025 | $5,172.00 (+25,76%) | ||
| 2024 | $408,000 Land $191,000 Building $217,000 | ||
| 2023 | $408,000 Land $191,000 Building $217,000 | ||
| 2020 | $20.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1985) |
| Most Recent Claim | Nov 1985 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RICHMOND serves 233,655 people · EPA ID VA4760100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Jul 2020 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 774 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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