Lorain County property record for 1320 W 40th St, Lorain, OH 44053 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1958 |
| Square Footage | 953 sqft Living Area |
| Lot Size | 8,712 sqft (0.2 acres) |
| Garage | Detached, 320 sqft |
| Last Sale | $148,000 (2025) |
| Tax Bill | $1,272.00 (2024) |
Source: Lorain County records · APN 02-02-015-118-017
Assessment roll updated May 16, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 385 COUNTY LINE RD W, 200, WESTERVILLE, OH 43082-6062 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 07, 2025 | Warranty Deed, Transfer · Line of Credit FIRST OHIO HOME FINANCE INC |
| May 14, 2021 | Transfer on Death Deed, Transfer |
| May 14, 2021 | Transfer on Death Deed, Transfer |
| May 06, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 07, 2025 · Amount on Record |
| Deed Sale | Jul 07, 2025 · Amount on Record |
| Prior Transfer Date | Jan 12, 2021 |
| Prior Transfer Doc | 20210816329 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jul 07, 2025 |
| Property Address | 1320 W 40TH ST, LORAIN, OH 44053-2817 |
| Document Number | 0000058598 |
| Map Reference | VO 15 PG 28A |
| Instrument Date | Jul 02, 2025 |
| Instrument | 2025-0058598 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000058599 |
|---|---|
| Date | Jul 07, 2025 |
| Instrument | 2025-0058599 |
| Name | FIRST OHIO HOME FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2055 |
| Document Number | 0000058600 |
|---|---|
| Date | Jul 07, 2025 |
| Instrument | 2025-0058600 |
| Name | OHIO HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Address | LORAIN, OH 44053 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 14, 2021 |
| Property Address | 1320 W 40TH ST, LORAIN, OH 44053-2817 |
| Document Number | 20210818057 |
| Map Reference | VOL 15 PG 28A |
| Instrument Date | May 14, 2021 |
| Instrument | 2021-0818057 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 14, 2021 |
| Property Address | 1320 W 40TH ST, LORAIN, OH 44053-2817 |
| Document Number | 0000818057 |
| Map Reference | VOL 15 PG 28A |
| Instrument Date | May 14, 2021 |
| Instrument | 2021-0818057 |
| Transaction Type | Transfer |
| Record Updated | Jun 02, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4658 OBERLIN AVE, LORAIN, OH 44053-3186 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 06, 2021 |
| Property Address | 1320 W 40TH ST, LORAIN, OH 44053-2817 |
| Document Number | 20210816329 |
| Map Reference | VOL 15 PG 28A |
| Instrument Date | Jan 12, 2021 |
| Instrument | 2021-0816329 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1320 W 40TH ST, LORAIN, OH 44053-2817 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,633.00 (+28.38%) | $40,660 (+0.01%) Land $9,280 Building $31,380 | $116,160 (-) Land $26,500 Building $89,660 |
| 2024 | $1,272.00 (+5.21%) | $40,656 (+24.52%) Land $9,275 Building $31,381 | $116,160 (+24.53%) Land $26,500 Building $89,660 |
| 2023 | $1,209.00 (-0.9%) | $32,649 (%) Land $9,188 Building $23,461 | $93,280 (-) Land $26,250 Building $67,030 |
| 2022 | $1,220.00 | $32,650 Land $9,190 Building $23,460 | |
| 2021 | $93,280 Land $26,250 Building $67,030 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 02-02-015-118-017 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 953 sqft Living Area |
| Gross Area | 1,023 sqft Gross Area |
| 1st Floor | 953 sqft 1st Floor |
| Basement Area | 953 sqft Basement |
| Stories | 1 Stories |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 8,712 sqft (0.2 acres) |
| Depth X Width | 125 ft x 72 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 320 sqft Garage |
| Patio Area | 70 sqft Patio |
| Porch Area | 70 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 1320 W 40TH ST |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44053-2817 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | URBAN ALLOT 72.00 X 125.00 |
| Legal Subdivision | URBAN ALLOT |
| Legal Tract | 2 |
| Legal Block | 118 |
| Legal Lot Number | 84 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | LORAIN |
| Census Blockgroup | 1 |
| Census Block | 1006 |
| Census Tract | 23400 |
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