1320 W 12th St, Tracy, CA 95376 Property Records

San Joaquin County property record for 1320 W 12th St, Tracy, CA 95376

Property Summary

Property Type	Duplex
Details	1,820 sqft · built 1967
Lot Size	0.158 acres (6,900 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Aug 2018)
Tax Bill	$5,790 (2026)
Deeds & Mortgages	Apr 2020 Mortgage Jun 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`232-270-130-000`

Property Details

APN / Parcel Number

Primary APN	`232-270-130-000`
Alternative APNs	`232-270-13` `23104006`

Interior

Units	2 Units
Stories	1 Story
Building Area	1,820 sqft Living Area
1st Floor Area	1,820 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Duplex Single
Lot Area	6,900 sqft (0.158 acres)
Garage Area	539 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	232-270-13
Street Address	1320 W 12TH ST
City	TRACY
State	CA
Zip	95376-3202
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	BLK 1 LOT 2
Legal Subdivision	ARNOLD PARK
Legal Block	4
Legal Lot Number	2
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	4
Census Block	4003
Census Tract	5308

Owner

1320 W 12th St, a duplex, is owned by two individuals who bought it in August 2018.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2373 FORTUNA LN, TRACY, CA 95377-1132
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage GOOGAIN
Jun 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage GOOGAIN
Aug 1, 2018	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Aug 1, 2018	Affidavit of Death, Transfer OLD REPUBLIC TITLE
Aug 1, 2018	Grant Deed, Transfer · Conventional Mortgage GOOGAIN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2018 · Amount on File
Deed Sale	Aug 1, 2018 · Amount on File
Deed Document Number	201885033
Prior Transfer Date	Jul 31, 2018
Prior Transfer Doc	0000085032
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1320 W 12TH ST, TRACY, CA 95376-3202
Document Number	0000082944
Instrument Date	Apr 2, 2020
Transaction Type	Mortgage
Record Updated	Jul 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2373 FORTUNA LN TRACY CA 953771132, TRACY, CA 95377-1132

Mortgage

Document Number	0000082944
Date	Jul 13, 2020
Instrument	82944

Lender

Name	GOOGAIN
Address	SUNNYVALE, CA 94086

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 12, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1320 W 12TH ST, TRACY, CA 95376-3202
Document Number	0000072237
Instrument Date	Jun 27, 2019
Transaction Type	Mortgage
Record Updated	Jul 18, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2373 FORTUNA LN TRACY CA 953771132, TRACY, CA 95377-1132

Mortgage

Document Number	0000072237
Date	Jul 9, 2019
Instrument	72237

Lender

Name	GOOGAIN
Address	SUNNYVALE, CA 94086

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 8, 2049

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Aug 1, 2018
Property Address	1320 W 12TH ST, TRACY, CA 95376-3202
Document Number	0000085032
Instrument Date	Jul 31, 2018
Instrument	85032
Transaction Type	Transfer
Record Updated	Aug 10, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	527 DEL SOL AVE PLEASANTON CA 945667111, PLEASANTON, CA 94566-7111
Investor	Possibly a Property Investor

August 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN JOAQUIN CA
Recording Date	Aug 1, 2018
Property Address	1320 W 12TH ST, TRACY, CA 95376-3202
Document Number	0000085031
Instrument Date	Jul 26, 2018
Instrument	85031
Transaction Type	Transfer
Record Updated	Aug 10, 2018
Title Company	OLD REPUBLIC TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	527 DEL SOL AVE PLEASANTON CA 945667111, PLEASANTON, CA 94566-7111

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Aug 1, 2018
Property Address	1320 W 12TH ST, TRACY, CA 95376-3202
Document Number	0000085033
Instrument Date	Jul 26, 2018
Instrument	85033
Transaction Type	Transfer
Record Updated	Aug 10, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2373 FORTUNA LN TRACY CA 953771132, TRACY, CA 95377-1132

Mortgage

Document Number	85034
Date	Aug 1, 2018
Instrument	85034

Lender

Name	GOOGAIN
Address	SUNNYVALE, CA 94086

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 31, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 1320 W 12th St was $5,790.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$5,790.00 (-0.03%)
2025	$5,792.00	$501,979 Land $117,127 Building $384,852
2023	$5,254.00 (+2.06%)	$482,488 Land $112,580 Building $369,908
2022	$5,148.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1320 W 12th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1320 W 12th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Matrix Broadband, Verizon.

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