Cooke County property record for 1320 Truelove St, Gainesville, TX 76240
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,224 sqft · built 1940 |
| Lot Size | 0.363 acres (15,830 sqft) |
| Owner | Individual Name on File |
| Last Sale | $109,060 (Jun 2025) |
| Tax Bill | $3,259 (2026) |
| Deeds & Mortgages | Jun 2025 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2705-004-00005 |
| Primary APN | 2705-004-00005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,224 sqft Living Area |
| Gross Area | 2,214 sqft |
| 1st Floor Area | 1,224 sqft |
| Storm Shelter | Storm Shelter |
| Storm Shutters | Storm Shutters |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Material | Composition Shingle |
| Lot Area | 15,830 sqft (0.363 acres) |
| Garage Type | Detached |
| Garage Area | 816 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 174 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2705-004-00005 |
|---|---|
| Street Address | 1320 TRUELOVE ST |
| City | GAINESVILLE |
| State | TX |
| Zip | 76240-5026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROBERTSON ADDN #1; BLOCK 4; LOT 5 & 6; ACRES .3634 |
| Legal Subdivision | ROBERTSON ADDN #1 |
| Legal Block | 4 |
| Legal Lot Number | 5,6 |
| Jurisdiction | COOKE TX |
| Township / Civil Division | GAINESVILLE |
| Census Block Group | 4 |
| Census Block | 4031 |
| Census Tract | 1100 |
1320 Truelove St is owned and occupied by an individual who bought it in June 2025.
Source: Cooke County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 414 N DIXON ST, B, GAINESVILLE, TX 76240-3986 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 25, 2025 · Amount on File |
| Deed Sale | Jun 25, 2025 · Amount on File |
| Prior Sale | Aug 1, 2022 |
| Deed Document Number | 20254244 |
| Deed Book / Page | 2717 / 804 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COOKE TX |
| Recording Date | Jun 25, 2025 |
| Property Address | 1320 TRUELOVE ST, GAINESVILLE, TX 76240-5026 |
| Document Number | 002717/804 |
| Book / Page | 2717 / 804 |
| Map Reference | VOL 1 PG 14 |
| Instrument Date | Jun 20, 2025 |
| Instrument | 2025-4244 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1537 BURNS CITY RD, GAINESVILLE, TX 76240-6302 |
| Name | Verified Name |
|---|---|
| Address | 414 N DIXON ST APT B, B, GAINESVILLE, TX 76240-3986 |
| Document Number | 0020254245 |
|---|---|
| Date | Jun 25, 2025 |
| Instrument | 2025-4245 |
| Name | MUENSTER STATE BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Jul 20, 2030 |
The 2026 property tax bill for 1320 Truelove St was $3,259 with a homeowner's exemption, up 39.8% from the year before.
Source: Cooke County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cooke County |
| Municipality | Gainesville City |
| Unified School District | Gainesville Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,259.00 (+39.81%) Homeowner's exemption | $155,791 (+5.92%) Land $49,714 Building $106,077 | $155,791 (+5.92%) Land $49,714 Building $106,077 |
| 2025 | $2,331.00 (-16.72%) Homeowner's exemption | $147,090 Land $49,714 Building $97,376 | $147,090 Land $49,714 Building $97,376 |
| 2024 | $2,799.00 | ||
| 2023 | $136,513 Land $45,113 Building $91,400 | $136,513 Land $45,113 Building $91,400 | |
| 2022 | $2,973.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1320 Truelove St in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 13 (1989–2009) |
| Claims Outside the SFHA | 2 of 13 |
| Most Recent Claim | Apr 2009 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1320 Truelove St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 96% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nortex Communications Company Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| ElektraFi Fixed Wireless | 100 / 20 |
May also be available: Element8.
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