1320 Tennessee Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1320 Tennessee Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property TypeCommercial > Office > Professional Building (Legal, Insurance, Real Estate, Business)
Bathrooms1 Baths
Year BuiltBuilt 2010
Square Footage4,215 sqft Heated Area
Lot Size14,810 sqft (0.339 acres)
GarageFinished, 707 sqft
Last Sale$25,500 (2006)
Tax Bill$8,920.00 (2025)

Property Details

APN / Parcel Number

Primary APN78604
Alternative APN
  • 012630000102580090

Interior

Full Baths1 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Building Area4,215 sqft Heated Area
Gross Area5,058 sqft Gross Area
1st Floor2,493 sqft 1st Floor
Stories1 Stories
Primary FlooringTerrazzo Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 2010
Exterior MaterialConcrete Block Exterior
Fire Resistance ClassBuildings having exterior walls built of a non-combustible material such as brick, concrete, block or poured concrete. Interior partitions and roof structure are built of combustible materials. Floor may be concrete or wood frame.
Foundation TypeFooting Foundation
Roof ConstructionWood Truss Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area14,810 sqft (0.339 acres)
Depth X Width150 ft x 100 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area707 sqft Garage
FenceFence
PorchOpen Porch
Porch Area76 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number78604
Street Address1320 TENNESSEE AVE
CitySAINT CLOUD
StateFL
Zip34769-4180
Property UsageCommercial Property Usage
TypeCommercial > Office > Professional Building (Legal, Insurance, Real Estate, Business)
Legal DescriptionST CLOUD PB B PG 34 BLK 258 LOTS 9-12 10/26/30 AKA M & N REAL ESTATE STORE
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD
Legal Tract1
Legal Block258
Legal Lot Number9 10
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup4
Census Block4038
Census Tract43400

Owner

Source: Osceola County records · APN 78604

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address2500 14TH ST, SAINT CLOUD, FL 34769-4141

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 20, 2006 · Amount on Record
Deed SaleOct 20, 2006 · Amount on Record
Prior SaleApr 23, 1998
Deed Doc Number2006255361
Deed Book / Page3309 / 2860
Record RefreshedJun 08, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,920.00 (+12.4%)$498,400 (+6.66%) Land $143,900 Building $354,500$498,400 (+6.66%) Land $143,900 Building $354,500
2023$7,936.00 (+10.56%)$467,300 (+11.98%) Land $116,500 Building $350,800$467,300 (+11.98%) Land $116,500 Building $350,800
2022$7,178.00$417,300 Land $97,100 Building $320,200$417,300 Land $97,100 Building $320,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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