Marion County property record for 1320 SW 38th St, Ocala, FL 34471
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 8 ba · 6,248 sqft · built 2016 |
| Lot Size | 3.73 acres (162,479 sqft) |
| Owner | Individual Name on File |
| Last Sale | $26,000 (Mar 2023) |
| Tax Bill | $17,564 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23911-005-00 |
| Primary APN | 23911-005-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 8 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 6,248 sqft Living Area |
| 1st Floor Area | 6,248 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 162,479 sqft (3.73 acres) |
| Garage Area | 1,548 sqft |
| Parking Spaces | 6 Parking Spaces |
| Pool Area | 4,655 sqft |
|---|---|
| Pool House | 892 sqft |
| Porch | Open Porch |
| Porch Area | 1,270 sqft |
| Deck Area | 50 sqft |
| Patio Area | 18 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Old Parcel Number | 2391100500 |
|---|---|
| Street Address | 1320 SW 38TH ST |
| City | OCALA |
| State | FL |
| Zip | 34471-7257 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE;RE;RE |
| Legal Description | SEC 30 TWP 15 RGE 22 PLAT BOOK 6 PAGE 055 BELLWETHER LOT 5 |
| Legal Range | 22E |
| Legal Township | 15S |
| Legal Section | 30 |
| Legal Subdivision | BELLWETHER |
| Legal Lot Number | 5 |
| Jurisdiction | MARION FL |
| Township / Civil Division | OCALA |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 2401 |
1320 SW 38th St is owned and occupied by an individual who bought it in March 2023.
Source: Marion County records, as of January 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1320 SW 38TH ST, OCALA, FL 34471-7257 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 13, 2023 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Mar 27, 2020 | Deed of Trust, Mortgage MIDFLORIDA CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 24, 2023 · Amount on File |
| Deed Sale | Mar 24, 2023 · Amount on File |
| Prior Sale | Aug 28, 2013 · Amount on File |
| Deed Document Number | 2023036403 |
| Deed Book / Page | 8009 / 1407 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION FL |
| Property Address | 1320 SW 38TH ST, OCALA, FL 34471-7257 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0080961641 |
|---|---|
| Date | Jul 13, 2023 |
| Book Page | 8096/1641 |
| Instrument | 2023088828 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 10, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION FL |
| Property Address | 1320 SW 38TH ST, OCALA, FL 34471-7257 |
| Document Number | 0071650042 |
| Instrument Date | Mar 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1320 SW 36TH ST OCALA FL 34471, OCALA, FL 34471 |
| Document Number | 0071650042 |
|---|---|
| Date | Apr 1, 2020 |
| Book Page | 007165/000042 |
| Instrument | 35845 |
| Name | MIDFLORIDA CU |
|---|---|
| Address | LAKELAND, FL 33802-8008 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 31, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
The 2025 property tax bill for 1320 SW 38th St was $17,564 with a homeowner's exemption.
Source: Marion County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Marion County |
| Unified School District | Marion County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,564.00 Homeowner's exemption | $1,150,203 Land $242,450 Building $907,753 | $2,099,654 Land $242,450 Building $1,857,204 |
| 2023 | $16,260.00 (+2.54%) Homeowner's exemption | $1,053,046 (+3%) Land $138,460 Building $914,586 | $1,681,101 (+26.26%) Land $138,460 Building $1,542,641 |
| 2022 | $15,857.00 Homeowner's exemption | $1,022,375 | $1,331,489 Land $138,460 Building $1,193,029 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1320 SW 38th St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 7 (2004–2023) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Jun 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1320 SW 38th St is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 66% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCALA, CITY OF (2 WTPS) serves 66,449 people · EPA ID FL3420922 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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