1320 Summit Ave, Racine, WI 53404 Property Records

Racine County property record for 1320 Summit Ave, Racine, WI 53404

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 798 sqft · built 1885
Lot Size	0.088 acres (3,833 sqft)
Owner	Individual Name on File
Tax Bill	$2,303 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Oct 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`276 000008295000`

Property Details

APN / Parcel Number

Primary APN	`276 000008295000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	798 sqft Living Area

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1885
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	3,833 sqft (0.088 acres)
Lot Dimensions	123 ft deep x 31 ft wide

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1320 SUMMIT AVE
City	RACINE
State	WI
Zip	53404-2976
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	N 1/2 SECTION 8-3-23 S 31 FT OF N 62 FT OF E 123.4 FT, N OF HAMILTON ST, S OF ALBERT ST, E OF STATE ST + W OF SUMMIT AVE
Jurisdiction	RACINE WI
Township / Civil Division	RACINE
Census Block Group	3
Census Block	3014
Census Tract	1202

Owner

1320 Summit Ave is owned and occupied by an individual.

Source: Racine County records, as of May 4, 2026

Owner of Record	Individual Name on File
Mailing Address	1320 SUMMIT AVE, RACINE, WI 53404-2976
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2022	Deed of Trust, Mortgage · Line of Credit EDUCATORS CU
Oct 12, 2021	Quit Claim Deed, Transfer Quitclaim
Oct 2, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RACINE WI
Property Address	1320 SUMMIT AVE, RACINE, WI 53404-2976
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002640471
Date	Oct 4, 2022
Instrument	2640471

Lender

Name	EDUCATORS CU
Type	Credit Union
Address	STURTEVANT, WI 53177

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	420 Months
Due	Oct 3, 2057

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RACINE WI
Recording Date	Oct 12, 2021
Property Address	1320 SUMMIT AVE, RACINE, WI 53404-2976
Document Number	0002608712
Instrument Date	Oct 2, 2021
Instrument	2608712
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 SUMMIT AVE, RACINE, WI 53404-2976

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RACINE WI
Recording Date	Oct 2, 2020
Property Address	1320 SUMMIT AVE, RACINE, WI 53404-2976
Document Number	0002566604
Instrument Date	Oct 2, 2020
Instrument	2566604
Transaction Type	Transfer
Record Updated	Nov 13, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	827 MAIN ST RACINE WI 534031522, RACINE, WI 53403-1522

Tax Assessment & Valuation

The 2025 property tax bill for 1320 Summit Ave was $2,303.

Source: Racine County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Racine County
Municipality	Racine City
Unified School District	Racine School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,303.00	$55,700 Land $6,200 Building $49,500	$59,474 Land $6,620 Building $52,854
2023	$1,664.00 (+8.33%)	$46,000 (+9.52%) Land $6,200 Building $39,800	$50,944 (+9.52%) Land $6,866 Building $44,078
2022	$1,536.00	$42,000 Land $6,200 Building $35,800	$46,514 Land $6,866 Building $39,648

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1320 Summit Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1320 Summit Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RACINE WATERWORKS serves 105,100 people · EPA ID WI2520062
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 604 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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