1320 Steven Smith Dr, Joliet, IL 60431 Property Records

Will County property record for 1320 Steven Smith Dr, Joliet, IL 60431 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,968 sqft · built 1986
Lot Size	0.21 acres (9,360 sqft)
Owner	Individual Name on File
Last Sale	$187,500 (Sep 2015)
Deeds & Mortgages	Feb 2022 Mortgage Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-06-02-114-001`

Property Details

APN / Parcel Number

Primary APN	`05-06-02-114-001`
Alternative APN	`06021140010000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,968 sqft Living Area
Basement Area	1,484 sqft
Finished Basement	1,484 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Lot Area	9,360 sqft (0.21 acres)
Garage Type	Detached
Garage Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	1320 STEVEN SMITH DR
City	JOLIET
State	IL
Zip	60431-8733
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 564 IN LONGLEAT UNIT 5-E, BEING A SUB OF PRT OF THE W1/2 OF THE NW1/4 OF SEC. 2, T35N-R9E.
Legal Range	09E
Legal Township	35N
Legal Section	02
Legal Subdivision	LONGLEAT UNIT 5-E
Legal Lot Number	564
Legal Unit	5-E
Jurisdiction	WILL IL
Township / Civil Division	TROY
Census Block Group	3
Census Block	3017
Census Tract	883209

Owner

Source: Will County records · APN 05-06-02-114-001

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1320 STEVEN SMITH DR, JOLIET, IL 60431-8733
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Intrafamily Transfer, Transfer · VA Mortgage LOW VA RATES LLC
Nov 12, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 25, 2018	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 03, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 16, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 14, 2015 · Amount on Record
Deed Sale	Sep 14, 2015 · Amount on Record
Prior Sale	Dec 29, 2006 · Amount on Record
Deed Document Number	201578993
Last Transfer Date	Jan 28, 2022
Transfer Doc	0000016236
Record Updated	Sep 20, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILL IL
Recording Date	Feb 22, 2022
Property Address	1320 STEVEN SMITH DR, JOLIET, IL 60431-8733
Document Number	0000016236
Map Reference	DOC R79-4348
Instrument Date	Jan 28, 2022
Instrument	R2022016236
Transaction Type	Transfer
Record Updated	Mar 03, 2022
Title Company	ELEVATED TITLE LLC, ELEVATED TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1320 STEVEN SMITH DR, JOLIET, IL 60431-8733

Mortgage

Document Number	0000016237
Date	Feb 22, 2022
Instrument	R2022016237

Lender

Name	LOW VA RATES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	1320 STEVEN SMITH DR, JOLIET, IL 60431-8733
Transaction Type	Mortgage
Record Updated	Nov 23, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000123305
Date	Nov 12, 2021
Instrument	R2021123305

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Jan 01, 2050

Interest

Rate	2.37%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	1320 STEVEN SMITH DR, JOLIET, IL 60431-8733
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000075398
Date	Oct 25, 2018
Instrument	R2018075398

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2048

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	1320 STEVEN SMITH DR, JOLIET, IL 60431-8733
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000086285
Date	Dec 03, 2019
Instrument	R2019086285

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 01, 2049

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	1320 STEVEN SMITH DR, JOLIET, IL 60431-8733
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000078531
Date	Sep 16, 2020
Instrument	R2020078531

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Dec 01, 2049

Tax Assessment & Valuation

Source: Will County records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Troy Township
Municipality	Joliet City
Secondary School District	Joliet Township High School District 204 (09 - 12)
Elementary School District	Troy Community Consolidated School District 30C (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024		$92,989 (+21%) Land $14,290 Building $78,699	$278,967 (+21%) Land $42,870 Building $236,097
2022	Homeowner's exemption	$76,853 Land $10,473 Building $66,380	$230,559 Land $31,419 Building $199,140

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Will County (17197C), updated June 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 328 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Benton Ridge Telephone Company	Fixed Wireless (licensed-by-rule)	400 / 40
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Bertram Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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