1320 Stephens Dr, Roxboro, NC 27573 Property Records

Person County property record for 1320 Stephens Dr, Roxboro, NC 27573

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,064 sqft · built 1995
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (May 2023)
Tax Bill	$1,020 (2025)
Deeds & Mortgages	Apr 2023 Construction Loan May 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`69 76`

Property Details

APN / Parcel Number

Primary APN	`69 76`
Alternative APNs	`51983 301` `74328 301`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,064 sqft Heated Area
Gross Area	1,544 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2020
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Carport
Carport	Carport
Porch	Slab
Porch Area	144 sqft
Deck Area	336 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	74328 301
Street Address	1320 STEPHENS DR
City	ROXBORO
State	NC
Zip	27573-4236
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	.50 ACRE/SWR
Legal Subdivision	J D DIXON
Jurisdiction	PERSON NC
Township / Civil Division	ROXBORO
Census Block Group	4
Census Block	4009
Census Tract	920300

Owner

Source: Person County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1320 STEPHENS DR, ROXBORO, NC 27573-4236
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2023	Deed of Trust, Mortgage · Construction Mortgage BENCHMARK COMMUNITY BANK
May 23, 2023	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 20, 2023	Warranty Deed, Transfer · Construction Mortgage BENCHMARK COMMUNITY BANK
Oct 28, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2023 · Amount on Record
Deed Sale	May 23, 2023 · Amount on Record
Prior Sale	Mar 20, 2023 · Amount on Record
Deed Document Number	2023407052
Deed Book / Page	1155 / 739
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERSON NC
Property Address	1320 STEPHENS DR, ROXBORO, NC 27573-4236
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1489 JONES STORE RD, RED OAK, VA 23964-3102

Mortgage

Document Number	0011530447
Date	Apr 28, 2023
Book Page	1153/447
Instrument	406656

Lender

Name	BENCHMARK COMMUNITY BANK
Type	Bank
Address	SOUTH HILL, VA 23970

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 20, 2053

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PERSON NC
Recording Date	May 23, 2023
Property Address	1320 STEPHENS DR, ROXBORO, NC 27573-4236
Document Number	0011550739
Book / Page	1155 / 739
Map Reference	MB 24 PG 125
Instrument Date	May 22, 2023
Instrument	407052
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 STEPHENS DR, ROXBORO, NC 27573-4236

Mortgage

Document Number	0000407053
Date	May 23, 2023
Instrument	407053

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2043

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PERSON NC
Recording Date	Mar 20, 2023
Property Address	1320 STEPHENS DR, ROXBORO, NC 27573-4236
Document Number	0011500003
Book / Page	1150 / 3
Map Reference	MB 24 PG 124
Instrument Date	Mar 20, 2023
Instrument	406005
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$65.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1489 JONES STORE RD, RED OAK, VA 23964-3102

Mortgage

Document Number	0011500007
Date	Mar 20, 2023
Book Page	1150/7
Instrument	406006

Lender

Name	BENCHMARK COMMUNITY BANK
Type	Bank
Address	WAKE FOREST, NC 27587

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 20, 2053

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PERSON NC
Recording Date	Oct 28, 2021
Property Address	1320 STEPHENS DR, ROXBORO, NC 27573-4236
Document Number	0010980857
Book / Page	1098 / 857
Map Reference	CAB 9 HNGR 65-5
Instrument Date	Oct 27, 2021
Instrument	397037
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Tax	$130.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 71815, DURHAM, NC 27722-1815
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Person County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Person County
Municipality	Roxboro City
Unified School District	Person County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$73,923 (-)	$73,923 (-) Land $18,000 Building $55,923
2025	$1,020.00	$73,923 (+154.18%)	$73,923 (+154.18%) Land $18,000 Building $55,923
2023		$29,083	$29,083 Land $14,756 Building $14,327
2022	$468.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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