1320 State Hwy 49, Placerville, CA 95667 Property Records

El Dorado County property record for 1320 State Hwy 49, Placerville, CA 95667

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 2,543 sqft · built 2001
Lot Size	3.03 acres (132,422 sqft)
Owner	2 Individual Names on Record
Last Sale	$495,000 (Mar 2004)
Tax Bill	$7,283 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`089-230-001-000`

Property Details

APN / Parcel Number

Primary APN	`089-230-001-000`
Alternative APNs	`08923001100` `0892300110`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,543 sqft Living Area
1st Floor Area	2,543 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Construction Type	Wood
Lot Area	132,422 sqft
Terrain	Wooded
View / Lot	Average
Garage Type	Attached
Garage Area	730 sqft
Parking Spaces	3 Parking Spaces
Patio Area	2,543 sqft

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Street Address	1320 STATE HIGHWAY 49
City	PLACERVILLE
State	CA
Zip	95667-9631
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R3A
Legal Description	L 1 GOLD TRAIL ACR
Legal Subdivision	GOLD TRAIL ACR
Legal Lot Number	1
Jurisdiction	EL DORADO CA
Township / Civil Division	PLACERVILLE
Census Block Group	2
Census Block	2002
Census Tract	31000

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1320 STATE HIGHWAY 49, PLACERVILLE, CA 95667-9631
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 22, 2020	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2004 · Amount on Record
Deed Sale	Mar 16, 2004 · Amount on Record
Prior Sale	Dec 7, 2001 · Amount on Record
Deed Document Number	200419554
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	1320 STATE HIGHWAY 49, PLACERVILLE, CA 95667-9631
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 STATE HIGHWAY 49, PLACERVILLE, CA 95667-9631

Mortgage

Document Number	0000059902
Date	Sep 20, 2021
Instrument	2021-0059902

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	1320 STATE HIGHWAY 49, PLACERVILLE, CA 95667-9631
Document Number	0000018749
Instrument Date	Apr 22, 2020
Transaction Type	Mortgage
Record Updated	May 13, 2020
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1320 STATE HIGHWAY 49 PLACERVILLE CA 956679631, PLACERVILLE, CA 95667-9631

Mortgage

Document Number	0000018749
Date	Apr 27, 2020
Instrument	18749

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1908

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2050

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Gold Trail Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$717,838 (+2%) Land $181,267 Building $536,571
2025	$7,283.00 (+2.06%) Homeowner's exemption	$703,763 (+4.04%) Land $177,713 Building $526,050
2024	$7,136.00 (+2.04%)
2023	$6,993.00 (+1.48%) Homeowner's exemption	$676,437 Land $170,813 Building $505,624
2022	$6,891.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 76% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile, Verizon.

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