1320 Spruce St, Florence, OR 97439 Property Records

Lane County property record for 1320 Spruce St, Florence, OR 97439

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 928 sqft · built 2005
Lot Size0.02 acres (871 sqft)
Owner2 Trust Names on Record
Tax Bill$2,128 (2025)
Deeds & MortgagesOct 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN18-12-26-24-01210-000

Property Details

APN / Parcel Number

Primary APN18-12-26-24-01210-000
Alternative APNs
  • 1812262401210
  • 1403672

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories2 Stories
Building Area928 sqft Living Area
1st Floor Area724 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleCondo/Apartment
Exterior MaterialWood Siding
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area871 sqft (0.02 acres)
Lot Dimensions36 ft deep x 22 ft wide
Patio Area60 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace

Location & Zoning

Account Number1403672
Street Address1320 SPRUCE ST
CityFLORENCE
StateOR
Zip97439-9615
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeM-F
Legal DescriptionTL 01210
Legal Range12
Legal Township18
Legal Section26
Legal SubdivisionPARK WEST
Legal Lot Number1210
JurisdictionLANE OR
Township / Civil DivisionFLORENCE
Census Block Group3
Census Block3008
Census Tract707

Owner

Source: Lane County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address535 CLIFF VIEW DR, RENO, NV 89523-9668
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJul 13, 2006
Transfer Doc0000049606
Record UpdatedOct 29, 2026

October 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANE OR
Recording DateOct 2, 2026
Property Address1320 SPRUCE ST, FLORENCE, OR 97439-9615
Document Number0000033089
Instrument DateOct 1, 2026
Instrument202633089
Transaction TypeMortgage
Record UpdatedOct 12, 2026
Title CompanyCASCADE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address6000 DAVIS WAY, FLORENCE, OR 97439-8386

Mortgage

Document Number0000033089,
DateOct 2, 2026
Instrument202633089
Lender
NameNEWREZ LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

TypeName
StateOregon
CountyLane County
MunicipalityFlorence City
Unified School DistrictSiuslaw School District 97J (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,128.00 (+5.92%)$155,966 (+6.09%)$269,853 (-4.64%) Land $34,903 Building $234,950
2023$2,009.00 (+4.26%)$147,014 (+3%)$282,989 (+14.68%) Land $31,108 Building $251,881
2022$1,927.00$142,733$246,769 Land $30,232 Building $216,537

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims4 (1992–2012)
Most Recent ClaimJan 2012 · Severe Winter Storm, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 98.5% of Oregon
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FLORENCE
serves 9,561 people · EPA ID OR4100299
Water SourceGroundwater
Last State InspectionNov 2022
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wind Wireless
Fiber
10,000 / 10,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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