1320 Spring Ave, Spring Lake, NC 28390 Property Records

Cumberland County property record for 1320 Spring Ave, Spring Lake, NC 28390

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 864 sqft · built 1961
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Aug 2026)
Tax Bill	$854 (2026)
Deeds & Mortgages	Aug 2026 Sale Aug 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0511-27-1114`

Property Details

APN / Parcel Number

Primary APN	`0511-27-1114`
Alternative APN	`0511.09271114`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	864 sqft Heated Area
1st Floor Area	864 sqft
Utility Area	64 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Traditional
Exterior Material	Combination
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	196 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	200 sqft
Carport	Carport
Carport Area	200 sqft
Parking Spaces	1 Parking Space
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	1320 SPRING AVE
City	SPRING LAKE
State	NC
Zip	28390-2240
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R10
Legal Description	J FRANK WILLIAMS LO:PT 24 SE:01 PL:0009-0013
Legal Subdivision	SPRING LAKE DIST
Legal Block	27
Legal Lot Number	24
Jurisdiction	CUMBERLAND NC
Township / Civil Division	MANCHESTER
Census Block Group	2
Census Block	2026
Census Tract	3502

Owner

Source: Cumberland County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1320 SPRING AVE, SPRING LAKE, NC 28390-2240
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Aug 14, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC
Dec 20, 2022	Warranty Deed, Transfer
Apr 7, 2022	Warranty Deed, Transfer · Commercial Mortgage LIMA ONE CAPITAL LLC
Aug 2, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2026 · Amount on Record
Deed Sale	Aug 14, 2026 · Amount on Record
Prior Sale	Aug 2, 2021 · Amount on Record
Deed Document Number	202627274
Deed Book / Page	12600 / 526
Prior Transfer Date	Aug 10, 2026
Prior Transfer Doc	0000026712
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Aug 10, 2026
Property Address	1320 SPRING AVE, SPRING LAKE, NC 28390-2240
Document Number	0000026712
Book / Page	12596 / 665
Instrument Date	Aug 10, 2026
Instrument	202626712
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	9105 TRIANA MARKET WALK, RALEIGH, NC 27617-2070

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Aug 14, 2026
Property Address	1320 SPRING AVE, SPRING LAKE, NC 28390-2240
Document Number	0000027274
Book / Page	12600 / 526
Instrument Date	Aug 10, 2026
Instrument	202627274
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$35,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 SPRING AVE, SPRING LAKE, NC 28390-2240
Investor	Possibly a Property Investor

Mortgage

Document Number	0000027275,
Date	Aug 14, 2026
Instrument	202627275

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Dec 20, 2022
Property Address	1320 SPRING AVE, SPRING LAKE, NC 28390-2240
Document Number	0116390617
Book / Page	11639 / 617
Instrument Date	Dec 17, 2022
Instrument	48680
Transaction Type	Transfer
Record Updated	Sep 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10031 STATE ROUTE 154, SPARTA, IL 62286-3348

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9105 TRIANA MARKET WALK, RALEIGH, NC 27617-2070
Investor	Possibly a Property Investor

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Apr 7, 2022
Property Address	1320 SPRING AVE, SPRING LAKE, NC 28390-2240
Document Number	0114410066
Book / Page	11441 / 66
Instrument Date	Apr 7, 2022
Instrument	14542
Transaction Type	Transfer
Record Updated	Sep 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9105 TRIANA MARKET WALK, RALEIGH, NC 27617-2070

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9105 TRIANA MARKET WALK, RALEIGH, NC 27617-2070

Mortgage

Document Number	0000014637
Date	Apr 7, 2022
Instrument	14637

Lender

Name	LIMA ONE CAPITAL LLC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Aug 2, 2021
Property Address	1320 SPRING AVE, SPRING LAKE, NC 28390-2240
Document Number	0112020574
Book / Page	11202 / 574
Instrument Date	Jul 28, 2021
Instrument	35453
Transaction Type	Transfer
Record Updated	Sep 4, 2023

Transaction

Amount	Amount Recorded
Tax	$54.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10031 STATE ROUTE 154, SPARTA, IL 62286-3348

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9105 TRIANA MARKET WALK, RALEIGH, NC 27617-2070
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$854.00
2025	$854.00 (+48.78%)	$66,522 (+35.15%) Land $11,000 Building $55,522	$66,522 (+35.15%) Land $11,000 Building $55,522
2024	$574.00 (+14.8%)	$49,222 (-) Land $6,250 Building $42,972	$49,222 (-) Land $6,250 Building $42,972
2023		$49,222 Land $6,250 Building $42,972	$49,222 Land $6,250 Building $42,972
2019	$500.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 84% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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