1320 Spaulding Rd, #40, Elgin, IL 60120 Property Records

Cook County property record for 1320 Spaulding Rd, #40, Elgin, IL 60120

Property Summary

Property Type	General Industrial
Details	2,000 sqft · built 1998
Lot Size	5.11 acres (223,027 sqft)
Owner	Company Name on Record
Last Sale	$1,500,000 (Jun 2001)
Tax Bill	$53,064 (2023)
Deeds & Mortgages	Aug 2017 Line of Credit Aug 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-29-300-035`

Property Details

APN / Parcel Number

Primary APN	`06-29-300-035`
Alternative APN	`06-29-300-035-0000`

Interior

Building Area	2,000 sqft Gross Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1999
Lot Area	223,027 sqft

Location & Zoning

Street Address	1320 SPAULDING RD
City	ELGIN
State	IL
Zip	60120-7503
Property Category	Industrial
Property Type	Industrial > General Industrial
Legal Range	9E
Legal Township	41N
Legal Section	29
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	1
Census Block	1025
Census Tract	804514

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1320 SPAULDING RD, ELGIN, IL 60120-7503
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2017	Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK
Aug 30, 2017	Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2001 · Amount on Record
Deed Sale	Jun 19, 2001 · Amount on Record
Deed Document Number	200134521
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1320 SPAULDING RD # 40, 40, ELGIN, IL 60120-7503
Document Number	1725057119
Instrument Date	Aug 30, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	805 MANLEY RD ST CHARLES IL 601745560, ST CHARLES, IL 60174-5560

Mortgage

Document Number	1725057119
Date	Sep 7, 2017
Instrument	25057119

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	CHICAGO, IL 60603

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1320 SPAULDING RD # 40, 40, ELGIN, IL 60120-7503
Document Number	1725057118
Instrument Date	Aug 30, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	805 MANLEY RD ST CHARLES IL 601745560, ST CHARLES, IL 60174-5560

Mortgage

Document Number	1725057118
Date	Sep 7, 2017
Instrument	25057118

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	BATAVIA, IL 60510

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$299,000 (+67.61%) Land $278,565 Building $20,435	$1,196,000 (+67.61%) Land $1,114,260 Building $81,740
2023	$53,064.00 (+2.63%)
2022	$51,706.00	$178,386 Land $153,210 Building $25,176	$713,544 Land $612,840 Building $100,704

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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