Chesapeake City property record for 1320 Simon Dr, Chesapeake, VA 23320
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 6 bd · 5.5 ba · 5,194 sqft · built 2005 |
| Lot Size | 0.351 acres (15,290 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $873,000 (Sep 2021) |
| Tax Bill | $9,066 (2023) |
| Deeds & Mortgages | Dec 2025 Line of Credit Dec 2021 Transfer + 1 more |
| APN | 0294001000490 |
| Primary APN | 0294001000490 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 5,194 sqft Total Area |
| 1st Floor Area | 1,641 sqft |
| Upper Floors Area | 1,674 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 15,290 sqft (0.351 acres) |
| Lot Dimensions | 167 ft deep x 89 ft wide |
| Garage Type | Attached |
| Garage Area | 778 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 195 sqft |
| Patio Area | 563 sqft |
| Balcony Area | 32 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1320 SIMON DR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-7666 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | R15S: RESI |
| Legal Description | 49 EMERALD FOREST |
| Legal Subdivision | EMERALD GREENS,EMERALD FOREST |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 20814 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1320 SIMON DR, CHESAPEAKE, VA 23320-7666 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 17, 2025 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Dec 22, 2021 | Correction Deed |
| Sep 21, 2021 | Warranty Deed, Transfer · Conventional Mortgage OVM FINANCIAL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2021 · Amount on Record |
| Deed Sale | Sep 21, 2021 · Amount on Record |
| Prior Sale | Apr 25, 2006 · Amount on Record |
| Deed Document Number | 202143080 |
| Deed Book / Page | 10449 / 662 |
| Prior Transfer Date | Dec 10, 2014 |
| Prior Transfer Doc | 09470/1200 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1320 SIMON DR, CHESAPEAKE, VA 23320-7666 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1320 SIMON DR, CHESAPEAKE, VA 23320-7666 |
| Document Number | 010927/332 |
|---|---|
| Date | Dec 17, 2025 |
| Book Page | 10927/332 |
| Instrument | 250029471 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Jan 1, 2066 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Dec 22, 2021 |
| Property Address | 1320 SIMON DR, CHESAPEAKE, VA 23320-7666 |
| Document Number | 010499/478 |
| Book / Page | 10499 / 478 |
| Instrument Date | Dec 17, 2021 |
| Instrument | 210056619 |
| Record Updated | Sep 23, 2022 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1320 SIMON DR, CHESAPEAKE, VA 23320-7666 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Sep 21, 2021 |
| Property Address | 1320 SIMON DR, CHESAPEAKE, VA 23320-7666 |
| Document Number | 10449/662 |
| Book / Page | 10449 / 662 |
| Instrument Date | Sep 20, 2021 |
| Instrument | 210043080 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1320 SIMON DR, CHESAPEAKE, VA 23320-7666 |
| Document Number | 210043081 |
|---|---|
| Date | Sep 21, 2021 |
| Instrument | 210043081 |
| Name | OVM FINANCIAL INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,025,300 (+1.35%) Land $235,000 Building $790,300 | $1,025,300 (+1.35%) Land $235,000 Building $790,300 | |
| 2025 | $1,011,600 (+12.69%) Land $225,000 Building $786,600 | $1,011,600 (+12.69%) Land $225,000 Building $786,600 | |
| 2023 | $9,066.00 (+23.25%) | $897,700 (+15.27%) Land $195,000 Building $702,700 | $897,700 (+15.27%) Land $195,000 Building $702,700 |
| 2022 | $778,800 Land $175,000 Building $603,800 | $778,800 Land $175,000 Building $603,800 | |
| 2019 | $7,356.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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