1320 Seneca Ave, Cumming, GA 30041 Property Records

Forsyth County property record for 1320 Seneca Ave, Cumming, GA 30041

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,208 sqft · built 2002
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Company Names on Record
Last Sale	$300,000 (Jul 2018)
Tax Bill	$879 (2025)
Deeds & Mortgages	Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`109-000-197`

Property Details

APN / Parcel Number

Primary APN	`109-000-197`
Alternative APNs	`0000138778` `109 197`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,208 sqft Living Area
1st Floor Area	1,524 sqft
Upper Floors Area	684 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000138778
Street Address	1320 SENECA AVE
City	CUMMING
State	GA
Zip	30041-9726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	2-1 704 LT83 UN1-A PTREE CT
Legal Subdivision	PEACHTREE COURT
Legal Block	2
Legal Lot Number	83
Jurisdiction	FORSYTH GA
Township / Civil Division	BIG CREEK
Census Block Group	2
Census Block	2003
Census Tract	130605

Owner

Source: Forsyth County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1320 SENECA AVE, CUMMING, GA 30041-9726
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2018 · Amount on Record
Deed Sale	Jul 17, 2018 · Amount on Record
Prior Sale	Aug 9, 2016 · Amount on Record
Deed Document Number	20187311
Deed Book / Page	8622 / 376
Last Transfer Date	May 28, 2024
Transfer Doc	0112640221
Record Updated	Oct 29, 2026

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FORSYTH GA
Recording Date	Jul 20, 2018
Property Address	1320 SENECA AVE, CUMMING, GA 30041-9726
Document Number	0086220376
Book / Page	008622 / 000376
Instrument Date	Jul 17, 2018
Transaction Type	Transfer
Record Updated	Aug 1, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1320 SENECA AVE CUMMING GA 300419726, CUMMING, GA 30041-9726

Mortgage

Document Number	86220387
Date	Jul 20, 2018
Book Page	008622/000387

Lender

Name	GUARANTEED RATE AFFINITY LLC
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 19, 2033

Tax Assessment & Valuation

Source: Forsyth County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Forsyth County
Unified School District	Forsyth County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$879.00 (+12.69%)	$208,408 (+23.12%) Land $78,000 Building $130,408	$521,020 (+23.12%) Land $195,000 Building $326,020
2023	$780.00 (-11.36%) Homeowner's exemption	$169,272 (+40.45%) Land $62,000 Building $107,272	$423,180 (+40.45%) Land $155,000 Building $268,180
2022	$880.00 Homeowner's exemption	$120,520 Land $40,000 Building $80,520	$301,300 Land $100,000 Building $201,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2013–2019)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORSYTH CO. WATER & SEWER serves 161,200 people · EPA ID GA1170050
Water Source	Surface water
Last State Inspection	May 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20