1320 Scott St, Covington, KY 41011 Property Records

Kenton County property record for 1320 Scott St, Covington, KY 41011

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 2,176 sqft
Lot Size	0.039 acres (1,705 sqft)
Owner	Individual Name on File
Last Sale	$59,900 (Dec 2019)
Tax Bill	$793 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`054-24-20-022.00`

Property Details

APN / Parcel Number

Primary APN	`054-24-20-022.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,176 sqft Finished Area
Gross Area	2,254 sqft

Exterior

Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Roof Material	Metal
Lot Area	1,705 sqft (0.039 acres)
Lot Dimensions	87 ft deep x 19.6 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	0542420022.00
Street Address	1320 SCOTT ST
City	COVINGTON
State	KY
Zip	41011-3404
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	19.6X87' NEC PLEASANT & SCOTT
Legal Subdivision	WESTERN BAPTIST THEO INST
Legal Phase	1ST
Legal Lot Number	684,68
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3012
Census Tract	67100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Helentown Historic District listed 1987 · 689 contributing resources · NRIS 86003481

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County assessment roll, as of April 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1320 SCOTT ST, COVINGTON, KY 41011-3404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 2, 2019 · Amount on Record
Deed Sale	Dec 2, 2019 · Amount on Record
Prior Sale	Dec 2, 2019 · Amount on Record
Deed Document Number	0000000069
Deed Book / Page	0C6814 / 000062
Last Transfer Date	Dec 26, 2024
Transfer Doc	0005900119
Record Updated	Jun 8, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Dec 2, 2019
Property Address	1320 SCOTT ST, COVINGTON, KY 41011-3404
Document Number	0000000069
Book / Page	0C6814 / 000062
Instrument Date	Nov 20, 2019
Instrument	69
Transaction Type	Transfer
Record Updated	Dec 18, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$59.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 BOSS RUNAWAY RD BUTLER KY 41006, BUTLER, KY 41006

Mortgage

Document Number	70
Date	Dec 2, 2019
Book Page	0C6814/000065
Instrument	70

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2034

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$793.00 (-0.5%)	$59,900 (-) Land $5,000 Building $54,900	$59,900 (-) Land $5,000 Building $54,900
2023	$797.00	$59,900 Land $5,000 Building $54,900	$59,900 Land $5,000 Building $54,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 794 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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