Sacramento County property record for 1320 School St, Folsom, CA 95630
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,001 sqft · built 1959 |
| Lot Size | 0.159 acres (6,932 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $500,000 (Oct 2021) |
| Tax Bill | $5,710 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Apr 2021 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 071-0173-007-0000 |
| Primary APN | 071-0173-007-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,001 sqft Living Area |
| 1st Floor Area | 1,001 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Custom Design |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 6,932 sqft (0.159 acres) |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1320 SCHOOL ST |
|---|---|
| City | FOLSOM |
| State | CA |
| Zip | 95630-3338 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-M |
| Legal Description | NATOMAS HEIGHTS 08, LOT 10 |
| Legal Subdivision | NATOMAS HEIGHTS 08 |
| Legal Lot Number | 10 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | FOLSOM |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 8402 |
Source: Sacramento County records · APN 071-0173-007-0000
Assessment roll updated July 22, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1320 SCHOOL ST, FOLSOM, CA 95630-3338 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Feb 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Apr 07, 2021 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Oct 27, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Oct 27, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Oct 27, 2021 | Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Apr 07, 2021 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Aug 02, 2019 | Grant Deed, Transfer · Conventional with PMI AMERICAN PACIFIC MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 27, 2021 · Amount on Record |
| Deed Sale | Oct 27, 2021 · Amount on Record |
| Prior Sale | Aug 02, 2019 · Amount on Record |
| Deed Document Number | 2021756 |
| Deed Book / Page | 20211027 / 756 |
| Prior Transfer Date | Aug 12, 2016 |
| Prior Transfer Doc | 0000001509 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 1320 SCHOOL ST, FOLSOM, CA 95630-3338 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1320 SCHOOL ST, FOLSOM, CA 95630-3338 |
| Document Number | 0000000395 |
|---|---|
| Date | Feb 18, 2021 |
| Instrument | 202102180395 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 1320 SCHOOL ST, FOLSOM, CA 95630-3338 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1320 SCHOOL ST, FOLSOM, CA 95630-3338 |
| Document Number | 0000001007 |
|---|---|
| Date | Apr 07, 2021 |
| Instrument | 202104071007 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 1320 SCHOOL ST, FOLSOM, CA 95630-3338 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 4400 SLODUSTY RD, GARDEN VALLEY, CA 95633-9443 |
| Document Number | 0000000759 |
|---|---|
| Date | Oct 27, 2021 |
| Instrument | 2021102700759 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 1320 SCHOOL ST, FOLSOM, CA 95630-3338 |
| Transaction Type | Mortgage |
| Record Updated | Nov 08, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 4400 SLODUSTY RD, GARDEN VALLEY, CA 95633-9443 |
| Document Number | 2021102700759 |
|---|---|
| Date | Oct 27, 2021 |
| Instrument | 2021102700759 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Oct 27, 2021 |
| Property Address | 1320 SCHOOL ST, FOLSOM, CA 95630-3338 |
| Document Number | 0000000756 |
| Map Reference | MB 56 MAP 10 |
| Instrument Date | Oct 19, 2021 |
| Instrument | 2021102700756 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2024 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 1320 SCHOOL ST, FOLSOM, CA 95630-3338 |
| Document Number | 0000000757 |
|---|---|
| Date | Oct 27, 2021 |
| Instrument | 2021102700757 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Number | 0000000758 |
|---|---|
| Date | Oct 27, 2021 |
| Instrument | 2021102700758 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SACRAMENTO, CA 95814 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 1320 SCHOOL ST, FOLSOM, CA 95630-3338 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1320 SCHOOL ST, FOLSOM, CA 95630-3338 |
| Document Number | 4070000001007 |
|---|---|
| Date | Apr 07, 2021 |
| Book Page | 20210407/1007 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Aug 02, 2019 |
| Property Address | 1320 SCHOOL ST, FOLSOM, CA 95630-3338 |
| Document Number | 1908020744 |
| Instrument Date | Jul 29, 2019 |
| Instrument | 1908020744 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2019 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $401.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1320 SCHOOL ST FOLSOM CA 956303338, FOLSOM, CA 95630-3338 |
| Document Number | 1908020745 |
|---|---|
| Date | Aug 02, 2019 |
| Instrument | 1908020745 |
| Name | AMERICAN PACIFIC MTG |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2049 |
| Document Number | 1908020746, |
|---|---|
| Date | Aug 02, 2019 |
| Instrument | 1908020746 |
| Name | AMERICAN PACIFIC MTG |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Amount | Amount Recorded |
|---|
Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Folsom City |
| Unified School District | Folsom-Cordova Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $541,212 (+2%) Land $169,326 Building $371,886 | |
| 2025 | $5,710.00 (+2.13%) Homeowner's exemption | $530,601 (+4.04%) Land $166,006 Building $364,595 |
| 2024 | $5,591.00 (+1.82%) | |
| 2023 | $5,491.00 (+1.22%) Homeowner's exemption | $509,999 Land $159,560 Building $350,439 |
| 2022 | $5,425.00 |
Source: FEMA National Flood Hazard Layer as of September 29, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1986–2018) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Mar 2018 · other causes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: Succeed.Net, Verizon.
Based on FCC filings for 395 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FOLSOM, CITY OF - MAIN serves 80,969 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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