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1320 S Spring St, Independence, MO 64055 Property Records

Jackson County property record for 1320 S Spring St, Independence, MO 64055 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 898 sqft · built 1991
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on File
Tax Bill$1,320 (2024)
Deeds & MortgagesJun 2022 Mortgage
Aug 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN26-530-09-29

Property Details

APN / Parcel Number

Primary APN26-530-09-29
Alternative APNs
  • 26530092900000001
  • 781768

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area898 sqft Living Area
Gross Area1,786 sqft
1st Floor Area480 sqft
Basement Area864 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1991
Architectural StyleRanch
Exterior MaterialWood Siding
Foundation TypeConcrete
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions138 ft deep x 50 ft wide
Garage Area250 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchPorch
Porch Area24 sqft
Deck Area220 sqft
Patio Area220 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Account Number781768
Old Parcel Number26530092900000001
Street Address1320 S SPRING ST
CityINDEPENDENCE
StateMO
Zip64055-1266
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUMMIT LOT 132
Legal Range11
Legal Township49
Legal Section32
Legal SubdivisionSUMMIT
Legal Lot Number132
JurisdictionJACKSON MO
Township / Civil DivisionBLUE
Census Block Group1
Census Block1012
Census Tract12200

Owner

Source: Jackson County records · APN 26-530-09-29

Assessment roll updated June 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1320 S SPRING ST, INDEPENDENCE, MO 64055-1266
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 21, 2022Warranty Deed, Transfer · Conventional Mortgage
PRIMELENDING
Aug 28, 2020Warranty Deed, Transfer
COMMUNITYAMERICA CU
Apr 24, 2018Warranty Deed, Transfer · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 21, 2022
Deed SaleJun 21, 2022
Prior SaleAug 28, 2020
Deed Document Number2022E0058491
Record UpdatedJun 08, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON MO
Recording DateJun 21, 2022
Property Address1320 S SPRING ST, INDEPENDENCE, MO 64055-1266
Document Number00E0058491
Instrument DateMay 31, 2022
Instrument2022E0058491
Transaction TypeTransfer
Record UpdatedJun 27, 2022
Title CompanySECURITY 1ST TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1320 S SPRING ST, INDEPENDENCE, MO 64055-1266

Mortgage

Document Number00E0058492
DateJun 21, 2022
Instrument2022E0058492
Lender
NamePRIMELENDING
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2052

Mortgage

Document Number00E0058493
DateJun 21, 2022
Instrument2022E0058493
Lender
NameMISSOURI HOUSING DEVELOPMENT COMMISSION
TypeGovernment Agency
AddressKANSAS CITY, MO 64105
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON MO
Recording DateAug 28, 2020
Property Address1320 S SPRING ST, INDEPENDENCE, MO 64055-1266
Document Number0000E77379
Instrument DateAug 24, 2020
Instrument77379E
Transaction TypeTransfer
Record UpdatedSep 16, 2020
Title CompanySECURITY FIRST TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1320 S SPRING ST INDEPENDENCE MO 640551266, INDEPENDENCE, MO 64055-1266

Mortgage

Document NumberE77422
DateAug 28, 2020
Instrument77422E
Lender
NameCOMMUNITYAMERICA CU
TypeCredit Union
AddressLENEXA, KS 66219
Agreement
AmountAmount Recorded
Term360 Months
DueAug 27, 2050
Interest
Rate TypeAdjustable Rate
Rate3.87%

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON MO
Recording DateApr 24, 2018
Property Address1320 S SPRING ST, INDEPENDENCE, MO 64055-1266
Document Number0000E35227
Instrument DateApr 23, 2018
Instrument35227E
Transaction TypeTransfer
Record UpdatedMay 14, 2018
Title CompanyFIRST AMERICAN TITLE INC COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1320 S SPRING ST INDEPENDENCE MO 640551266, INDEPENDENCE, MO 64055-1266

Mortgage

Document NumberE35228
DateApr 24, 2018
Instrument35228E
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 23, 2048

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated June 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateMissouri
CountyJackson County
MunicipalityIndependence City
Unified School DistrictIndependence 30 School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$21,913 (+14.99%) Land $3,648 Building $18,265$115,330 (+15%)
2024$1,320.00 (+2.33%)
2023$1,290.00$19,056 Land $901 Building $18,155$100,290

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (29095C), updated May 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290950122001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims1 (1982)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 1982, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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