1320 S 23rd St, Temple, TX 76504 Property Records

Bell County property record for 1320 S 23rd St, Temple, TX 76504

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,678 sqft · built 1934
Lot Size	0.186 acres (8,120 sqft)
Owner	Individual Name on Record
Tax Bill	$4,326 (2025)
Deeds & Mortgages	Jun 2019 Line of Credit Feb 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0120190000`

Property Details

APN / Parcel Number

Primary APN	`0120190000`
Alternative APNs	`625350` `56551`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,678 sqft Living Area
1st Floor Area	1,678 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,120 sqft (0.186 acres)
Lot Dimensions	140 ft deep x 58 ft wide
Garage Area	1 sqft
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1320 S 23RD ST
City	TEMPLE
State	TX
Zip	76504-7211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2F
Legal Description	TAL-COE PLACE, BLOCK 022, LOT 0016
Legal Subdivision	TAL-COE PLACE
Legal Block	22
Legal Lot Number	16
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	3
Census Block	3028
Census Tract	21000

Owner

Source: Bell County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1786, BELTON, TX 76513-5786
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2019	Trustee's Deed, Construction Loan · Line of Credit FIRST TX BK
Feb 1, 2019	Trustee's Deed, Construction Loan · Line of Credit FIRST TX BK
Jan 28, 2019	Loan Modification, Mortgage FIRST TX BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

June 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	BELL TX
Recording Date	Jun 21, 2019
Property Address	1320 S 23RD ST, TEMPLE, TX 76504-7211
Book / Page	010891 / 000679
Instrument Date	Jun 20, 2019
Instrument	26824
Transaction Type	Construction Loan
Record Updated	Jul 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	PO BOX 1786 BELTON TX 765135786, BELTON, TX 76513-5786

Mortgage

Document Number	0000026824
Date	Jun 21, 2019
Book Page	010891/000679
Instrument	26824

Lender

Name	FIRST TX BK
Type	Bank
Address	KILLEEN, TX 76547

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jun 20, 2020

Interest

Rate Type	Adjustable Rate

February 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	BELL TX
Recording Date	Feb 1, 2019
Property Address	1320 S 23RD ST, TEMPLE, TX 76504-7211
Book / Page	010726 / 000777
Instrument Date	Jan 31, 2019
Instrument	4028
Transaction Type	Construction Loan
Record Updated	Feb 15, 2019
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	PO BOX 1786 BELTON TX 765135786, BELTON, TX 76513-5786

Mortgage

Document Number	0000004028
Date	Feb 1, 2019
Book Page	010726/000777
Instrument	4028

Lender

Name	FIRST TX BK
Type	Bank
Address	KILLEEN, TX 76547

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 31, 2020

Interest

Rate Type	Adjustable Rate

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BELL TX
Property Address	1320 S 23RD ST, TEMPLE, TX 76504-7211
Document Number	0000005278
Instrument Date	Jan 28, 2019
Transaction Type	Mortgage
Record Updated	Mar 4, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	PO BOX 1786 BELTON TX 765135786, BELTON, TX 76513-5786

Mortgage

Document Number	0000005278
Date	Feb 12, 2019
Instrument	5278

Lender

Name	FIRST TX BK
Type	Bank
Address	KILLEEN, TX 76547

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Feb 11, 2024

Interest

Rate	6.5%

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,326.00 (+31.57%)	$151,008 (+1.57%) Land $32,805 Building $118,203	$151,008 (+1.57%) Land $32,805 Building $118,203
2023	$3,288.00 (+7.63%)	$148,670 Land $26,958 Building $121,712	$148,670 Land $26,958 Building $121,712
2022	$3,055.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, T-Mobile.

Nearby Properties on S 23rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures