1320 Riverview Dr, West Point, VA 23181 Property Records

King William County property record for 1320 Riverview Dr, West Point, VA 23181

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 1,824 sqft · built 1973
Lot Size	0.49 acres (21,338 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Jul 2019)
Tax Bill	$771 (2026)
Deeds & Mortgages	Nov 2018 Line of Credit May 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`7009-1`

Property Details

APN / Parcel Number

Primary APN	`7009-1`
Alternative APN	`63A9 4 8`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,824 sqft Living Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	21,338 sqft (0.49 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	7009-1
Street Address	1320 RIVERVIEW DR
City	WEST POINT
State	VA
Zip	23181-9339
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-1
Legal Description	LOT 8 SUB OF LOT 20 SHIPYARD
Legal Subdivision	SHIPYARD PROPERTY
Legal Lot Number	8-20
Jurisdiction	KING WILLIAM VA
Township / Civil Division	WEST POINT
Census Block Group	1
Census Block	1004
Census Tract	950300

Owner

Source: King William County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1320 RIVERVIEW DR, WEST POINT, VA 23181-9339
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING & TRUST COMPANY
May 21, 2020	Deed of Trust, Mortgage · Commercial Mortgage ESSEX BANK
Feb 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED HOME MORTGAGE COMPANY INC
May 13, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage ESSEX BANK
Jul 23, 2019	Warranty Deed, Transfer · Conventional Mortgage ESSEX BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2019 · Amount on Record
Deed Sale	Jul 23, 2019 · Amount on Record
Deed Document Number	20191511
Last Transfer Date	May 6, 2020
Transfer Doc	0000001264
Record Updated	Sep 20, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WILLIAM VA
Property Address	1320 RIVERVIEW DR, WEST POINT, VA 23181-9339
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180002389
Date	Nov 14, 2018
Instrument	180002389

Lender

Name	BRANCH BANKING & TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WILLIAM VA
Property Address	1320 RIVERVIEW DR, WEST POINT, VA 23181-9339
Transaction Type	Mortgage
Record Updated	Apr 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200001356
Date	May 21, 2020
Instrument	200001356

Lender

Name	ESSEX BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WILLIAM VA
Property Address	1320 RIVERVIEW DR, WEST POINT, VA 23181-9339
Transaction Type	Mortgage
Record Updated	Apr 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210000329
Date	Feb 3, 2021
Instrument	210000329

Lender

Name	GUARANTEED HOME MORTGAGE COMPANY INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KING WILLIAM VA
Recording Date	May 13, 2020
Property Address	1320 RIVERVIEW DR, WEST POINT, VA 23181-9339
Document Number	0200001264
Instrument Date	May 6, 2020
Instrument	200001264
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 RIVERVIEW DR, WEST POINT, VA 23181-9339

Mortgage

Document Number	200001265
Date	May 13, 2020
Instrument	200001265

Lender

Name	ESSEX BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2040

Interest

Rate Type	Fixed Rate

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING WILLIAM VA
Recording Date	Jul 23, 2019
Property Address	1320 RIVERVIEW DR, WEST POINT, VA 23181-9339
Document Number	0190001511
Instrument Date	Jul 17, 2019
Instrument	190001511
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	LAWYERS TITLE MID PENINSULA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 RIVERVIEW DR, WEST POINT, VA 23181-9339

Mortgage

Document Number	0190001512
Date	Jul 23, 2019
Instrument	190001512

Lender

Name	ESSEX BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 20, 2039

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	0190001513
Date	Jul 23, 2019
Instrument	190001513

Lender

Name	ESSEX BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: King William County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	King William County
Municipality	West Point Town
Unified School District	West Point Town Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$771.00	$252,900 (-) Land $28,000 Building $224,900	$252,900 (-) Land $28,000 Building $224,900
2025	$771.00 (+13.05%)	$252,900 (-) Land $28,000 Building $224,900	$252,900 (-) Land $28,000 Building $224,900
2023	$682.00	$252,900 Land $28,000 Building $224,900	$252,900 Land $28,000 Building $224,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	13 (1996–2009)
Claims Outside the SFHA	1 of 13
Most Recent Claim	Nov 2009 · river or lake flooding
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 2 claims Hurricane Isabel, Sep 2003 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WEST POINT serves 3,063 people · EPA ID VA4101900
Water Source	Groundwater
Last State Inspection	May 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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