1320 River Run Rd, Lowell, NC 28098 Property Records

Gaston County property record for 1320 River Run Rd, Lowell, NC 28098

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,038 sqft · built 2004
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on Record
Last Sale$160,000 (Nov 2018)
Tax Bill$2,436 (2026)
Deeds & MortgagesNov 2018 Sale & Mortgage
Jul 2017 Sale
Flood ZoneZone X (minimal risk)
APN05002C22300

Property Details

APN / Parcel Number

Primary APN05002C22300
Alternative APN
  • 199475

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,038 sqft Heated Area
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.17 acres)
PorchPorch
Porch Area42 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address1320 RIVER RUN RD
CityLOWELL
StateNC
Zip28098-1285
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionRIVERVIEW L 128 05 002C 223 00 000
Legal SubdivisionRIVER VIEW
JurisdictionGASTON NC
Township / Civil DivisionSOUTH POINT
Census Block Group1
Census Block1030
Census Tract31304

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address409 RUBY RIDGE TRL, LYMAN, SC 29365-9580
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 26, 2018Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE INC
Jul 27, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 26, 2018 · Amount on Record
Deed SaleNov 26, 2018 · Amount on Record
Prior SaleJul 27, 2017 · Amount on Record
Deed Book / Page5012 / 1412
Record UpdatedOct 29, 2026

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateNov 26, 2018
Property Address1320 RIVER RUN RD, LOWELL, NC 28098-1285
Document Number0050121412
Book / Page5012 / 1412
Map ReferenceMB 64 PG 61
Instrument DateNov 26, 2018
Transaction TypeTransfer
Record UpdatedSep 6, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$320.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address757 N CHESTNUT ST # ST324, 757, WINSTON SALEM, NC 27101-3090

Transferred To (Grantee/Buyer)

NameVerified Name
Address1320 RIVER RUN RD, LOWELL, NC 28098-1285

Mortgage

Document Number50121414
DateNov 26, 2018
Instrument5012/1414
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2048

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateJul 27, 2017
Property Address1320 RIVER RUN RD, LOWELL, NC 28098-1285
Document Number0049250512
Book / Page004925 / 000512
Instrument DateJul 27, 2017
Transaction TypeTransfer
Record UpdatedAug 9, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$264.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1320 RIVER RUN RD LOWELL NC 280981285, LOWELL, NC 28098-1285

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
MunicipalityLowell City
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,436.00 (-9.81%)$227,960 (-) Land $28,000 Building $199,960
2023$2,701.00$227,960 Land $28,000 Building $199,960
2021$127,790 Land $21,000 Building $106,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LOWELL
serves 3,837 people · EPA ID NC0136060
Water SourcePurchased surface water from TWO RIVERS UTILITIES
Last State InspectionJul 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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