Bergen County and Edgewater Borough property record for 1320 River Rd, Edgewater, NJ 07020
| Property Type | Duplex |
|---|---|
| Details | 2,160 sqft · built 1988 |
| Lot Size | 0.092 acres (4,008 sqft) |
| Owner | Company Name on Record |
| Last Sale | $615,000 (Oct 2008) |
| Tax Bill | $14,657 (2025) |
| Deeds & Mortgages | Sep 2025 Transfer Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-00019-0000-00019-02 |
| Primary APN | 13-00019-0000-00019-02 |
|---|---|
| Alternative APN |
|
| Building Area | 2,160 sqft Living Area |
|---|
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Duplex Single |
| Lot Area | 4,008 sqft (0.092 acres) |
| Street Address | 1320 RIVER RD |
|---|---|
| City | EDGEWATER |
| State | NJ |
| Zip | 07020-1412 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | 0.092 AC |
| Legal Block | 19 |
| Legal Lot Number | 19.02 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | EDGEWATER |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 13002 |
Source: Bergen County and Edgewater Borough records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1320 RIVER RD, EDGEWATER, NJ 07020-1412 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Sep 17, 2025 | Intrafamily Transfer, Transfer |
| Dec 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Jan 19, 2023 | Intrafamily Transfer, Transfer FIRST AMERICAN TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 21, 2008 · Amount on Record |
| Deed Sale | Oct 21, 2008 · Amount on Record |
| Deed Document Number | 200894195 |
| Deed Book / Page | 9628 / 351 |
| Last Transfer Date | Aug 12, 2025 |
| Transfer Doc | 0056021349 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 17, 2025 |
| Property Address | 1320 RIVER RD, EDGEWATER, NJ 07020-1412 |
| Document Number | 0056021349 |
| Book / Page | 5602 / 1349 |
| Instrument Date | Aug 12, 2025 |
| Instrument | 2025064070 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1320 RIVER RD, EDGEWATER, NJ 07020-1412 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1320 RIVER RD, EDGEWATER, NJ 07020-1412 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 1320 RIVER RD, EDGEWATER, NJ 07020-1412 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0045080620 |
|---|---|
| Date | Dec 27, 2021 |
| Book Page | 4508/620 |
| Instrument | 2021186140 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Address | BURLINGAME, CA 94010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 176 Months |
| Due | Aug 1, 2036 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 19, 2023 |
| Property Address | 1320 RIVER RD, EDGEWATER, NJ 07020-1412 |
| Document Number | 0049100879 |
| Book / Page | 4910 / 879 |
| Instrument Date | Jul 13, 2021 |
| Instrument | 2023005430 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1320 RIVER RD, EDGEWATER, NJ 07020-1412 |
| Name | Verified Name |
|---|---|
| Address | 1320 RIVER RD, EDGEWATER, NJ 07020-1412 |
Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Edgewater Borough |
| Unified School District | Edgewater Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $950,400 (+6.67%) Land $372,800 Building $577,600 | $950,400 (+6.67%) Land $372,800 Building $577,600 | |
| 2025 | $14,657.00 (+5.89%) | $891,000 (+2.28%) Land $353,600 Building $537,400 | $891,000 (+2.28%) Land $353,600 Building $537,400 |
| 2024 | $13,842.00 (+2.88%) | $871,100 (+3.39%) Land $344,000 Building $527,100 | $871,100 (+3.39%) Land $344,000 Building $527,100 |
| 2023 | $13,454.00 (+3.37%) | $842,500 Land $326,000 Building $516,500 | $842,500 Land $326,000 Building $516,500 |
| 2022 | $13,015.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1981–1989) |
| Most Recent Claim | May 1989 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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