1320 River Dr, Celina, TN 38551 Property Records

Clay County property record for 1320 River Dr, Celina, TN 38551 · Last verified February 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Year Built	Built 1988
Square Footage	1,608 sqft Living Area
Lot Size	0.473 acres
Garage	Carport
Occupancy	Owner Occupied
Last Sale	$210,000 (2025)

Property Details

APN / Parcel Number

Primary APN	`014042K F 00700`
Alternative APN	`042K F 00700`

Interior

Full Baths	1 Baths
Building Area	1,608 sqft Living Area
1st Floor	1,608 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Paneling Interior Structure

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1988
Exterior Material	Brick Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	20,625 sqft
Depth X Width	150 ft x 137 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Carport Garage
Carport	Carport
Porch	Open Porch
Porch Area	70 sqft Porch
Topography	Rolling Topography

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	1320 RIVER DR
City	CELINA
State	TN
Zip	38551-4152
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	DISTRICT: 03, COUNTY AREA: E01
Legal Subdivision	SWANN
Legal Block	B
Legal Lot Number	6 7
Jurisdiction	CLAY TN
Minor Civil Division	3
Census Blockgroup	2
Census Block	2003
Census Tract	955000

Owner

Source: Clay County records · APN 014042K F 00700

Assessment roll updated May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1320 RIVER DR, CELINA, TN 38551-4152
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 02, 2025 · Amount on Record
Deed Sale	Jun 02, 2025 · Amount on Record
Prior Sale	Sep 06, 2024 · Amount on Record
Deed Doc Number	25000601
Deed Book / Page	WD128 / 483
Record Refreshed	Jun 08, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY TN
Recording Date	Jun 02, 2025
Property Address	1320 RIVER DR, CELINA, TN 38551-4152
Document Number	0WD128/483
Book / Page	WD128 / 483
Map Reference	MB 14 PG 533
Instrument Date	May 30, 2025
Instrument	25000601
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$777.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 RIVER DR, CELINA, TN 38551-4152

Mortgage

Document Number	0025000602
Date	Jun 02, 2025
Instrument	25000602

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2055

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated May 20, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Clay County
Municipality	Celina City
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$29,775 (-) Land $3,125 Building $26,650
2023		$29,775 (-) Land $3,125 Building $26,650
2022	$774.00	$29,775 Land $3,125 Building $26,650	$119,100 Land $12,500 Building $106,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (47027C), updated September 29, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 28% of Tennessee
Wildfire Likelihood	About 1 in 7,692 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.