Rowan County property record for 1320 Richard Rd, Salisbury, NC 28147
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,818 sqft · built 1990 |
| Lot Size | 1.58 acres (68,825 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Sep 2022) |
| Tax Bill | $2,028 (2026) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 750 037 |
| Primary APN | 750 037 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,818 sqft Living Area |
| 1st Floor Area | 1,818 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Lot Area | 68,825 sqft (1.58 acres) |
| Garage Area | 616 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 42 sqft |
| Deck Area | 240 sqft |
| Storage Building | Storage Building |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 1320 RICHARD RD |
|---|---|
| City | SALISBURY |
| State | NC |
| Zip | 28147-7538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L 29 1.58AC |
| Legal Subdivision | SPRINGHILLS SUBDIVISION |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | LOCKE |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 51901 |
1320 Richard Rd is owned and occupied by two individuals who bought it in September 2022.
Source: Rowan County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1320 RICHARD RD, SALISBURY, NC 28147-7538 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 7, 2022 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| May 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 7, 2022 · Amount on File |
| Deed Sale | Sep 7, 2022 · Amount on File |
| Deed Book / Page | 1409 / 459 |
| Prior Transfer Date | Jul 30, 2010 |
| Prior Transfer Doc | 0011650508 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Sep 7, 2022 |
| Property Address | 1320 RICHARD RD, SALISBURY, NC 28147-7538 |
| Document Number | 0014090459 |
| Book / Page | 1409 / 459 |
| Map Reference | MB 9995 PG 1662-1665 |
| Instrument Date | Aug 24, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2022 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 765 GRAHAM LOOP RD, 765, MOUNT ULLA, NC 28125-8765 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1320 RICHARD RD, SALISBURY, NC 28147-7538 |
| Document Number | 0001409460 |
|---|---|
| Date | Sep 7, 2022 |
| Instrument | 1409/460 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 1320 RICHARD RD, SALISBURY, NC 28147-7538 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2021 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0013750424 |
|---|---|
| Date | May 20, 2021 |
| Book Page | 1375/424 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jun 1, 2041 |
The 2026 property tax bill for 1320 Richard Rd was $2,028.
Source: Rowan County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,028.00 | $299,442 (-) Land $32,000 Building $267,442 | $299,442 Land $32,000 Building $267,442 |
| 2025 | $2,028.00 | $299,442 Land $32,000 Building $267,442 | |
| 2023 | $2,028.00 | $299,442 Land $32,000 Building $267,442 | $299,442 Land $32,000 Building $267,442 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1320 Richard Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1320 Richard Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 13 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hotwire Communications Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
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