Polk County property record for 1320 Polk St, Bartow, FL 33830
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,008 sqft · built 1999 |
| Lot Size | 0.074 acres (3,215 sqft) |
| Owner | Company Name on File |
| Last Sale | $10,537 (Nov 2005) |
| Tax Bill | $2,566 (2025) |
| Deeds & Mortgages | Nov 2018 Mortgage Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-30-06-387000-008020 |
| Primary APN | 25-30-06-387000-008020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 3,215 sqft (0.074 acres) |
| Lot Dimensions | 80 ft deep x 40 ft wide |
| View / Lot | Commercial/Industrial |
| Porch | Screened/Unfinished Porch |
| Porch Area | 120 sqft |
| Street Address | 1320 POLK ST |
|---|---|
| City | BARTOW |
| State | FL |
| Zip | 33830-3427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | MANN A T ADD PB 1 PG 17 BLK 8 LOT 2 |
| Legal Range | 25E |
| Legal Township | 30S |
| Legal Section | 06 |
| Legal Subdivision | MANN A T ADDITION |
| Legal Tract | 387000 |
| Legal Block | 8 |
| Legal Lot Number | 2 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 4 |
| Census Block | 4038 |
| Census Tract | 15000 |
1320 Polk St is owned by a company that bought it in November 2005.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1320 POLK ST, BARTOW, FL 33830-3427 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 28, 2018 | Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV |
| Nov 28, 2018 | Deed of Trust, Mortgage · FHA Mortgage ONE REVERSE MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 3, 2005 · Amount on File |
| Deed Sale | Nov 3, 2005 · Amount on File |
| Deed Document Number | 2005268868 |
| Deed Book / Page | 6473 / 1697 |
| Prior Transfer Date | Feb 24, 1995 |
| Prior Transfer Doc | 3503002091 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1320 POLK ST, BARTOW, FL 33830-3427 |
| Document Number | 0106871254 |
| Instrument Date | Nov 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1320 POLK ST BARTOW FL 338303427, BARTOW, FL 33830-3427 |
| Document Number | 0106871254 |
|---|---|
| Date | Dec 4, 2018 |
| Book Page | 010687/001254 |
| Instrument | 251342 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 948 Months |
| Due | Dec 3, 2097 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1320 POLK ST, BARTOW, FL 33830-3427 |
| Document Number | 0106871240 |
| Instrument Date | Nov 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1320 POLK ST BARTOW FL 338303427, BARTOW, FL 33830-3427 |
| Document Number | 0106871240 |
|---|---|
| Date | Dec 4, 2018 |
| Book Page | 010687/001240 |
| Instrument | 251341 |
| Name | ONE REVERSE MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92121 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 948 Months |
| Due | Dec 3, 2097 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.99% |
The 2025 property tax bill for 1320 Polk St was $2,566.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Bartow City |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $138,450 (-1.73%) Land $12,859 Building $125,591 | $138,450 (-1.73%) Land $12,859 Building $125,591 | |
| 2025 | $2,566.00 | $140,892 Land $12,859 Building $128,033 | $140,892 Land $12,859 Building $128,033 |
| 2023 | $579.00 (+32.49%) Homeowner's exemption | $49,161 (+3%) | $139,066 (+8.91%) Land $7,715 Building $131,351 |
| 2022 | $437.00 Homeowner's exemption | $47,729 | $127,685 Land $6,429 Building $121,256 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1320 Polk St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1320 Polk St is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BARTOW serves 21,501 people · EPA ID FL6530315 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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