1320 Penny Ln, Carthage, TX 75633 Property Records

Panola County property record for 1320 Penny Ln, Carthage, TX 75633

Property Summary

Property Type	Single Family Home
Details	1,811 sqft · built 2015
Lot Size	1.08 acres (47,045 sqft)
Owner	Individual Name on Record
Last Sale	$261,300 (Sep 2021)
Tax Bill	$5,113 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2021 Mortgage + 1 more
APN	`01450-00081-00000-000000`

Property Details

APN / Parcel Number

Primary APN	`01450-00081-00000-000000`
Alternative APN	`43378`

Interior

Building Area	1,811 sqft Total Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Lot Area	47,045 sqft (1.08 acres)
Garage Type	Carport
Garage Area	484 sqft
Carport	Carport
Carport Area	484 sqft

Location & Zoning

Account Number	01450-00081-00000-000000
Street Address	1320 PENNY LN
City	CARTHAGE
State	TX
Zip	75633-9660
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK 657 PT LT 80
Legal Subdivision	WILLIAM D THOMPSON SURVEY A 672
Legal Block	657
Legal Lot Number	80
Jurisdiction	PANOLA TX
Township / Civil Division	CARTHAGE
Census Block Group	4
Census Block	4024
Census Tract	950300

Owner

Source: Panola County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1320 PENNY LN, CARTHAGE, TX 75633-9660
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2021	Special Warranty Deed, Transfer · Conventional Mortgage PROSPERITY BANK
Apr 13, 2021	Deed of Trust, Mortgage TEXAS BANK AND TRUST CO
Nov 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage COMPASS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2021 · Amount on Record
Deed Sale	Sep 22, 2021 · Amount on Record
Deed Document Number	2021236536
Deed Book / Page	2162 / 714
Record Updated	Oct 29, 2026

September 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PANOLA TX
Recording Date	Sep 22, 2021
Property Address	1320 PENNY LN, CARTHAGE, TX 75633-9660
Document Number	2162/714
Book / Page	2162 / 714
Instrument Date	Sep 13, 2021
Instrument	236536
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3202 RIDGEVIEW LN, 3202, IRVING, TX 75062-4186

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 PENNY LN, CARTHAGE, TX 75633-9660

Mortgage

Document Number	236537
Date	Sep 22, 2021
Instrument	236537

Lender

Name	PROSPERITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PANOLA TX
Property Address	1320 PENNY LN, CARTHAGE, TX 75633-9660
Transaction Type	Mortgage
Record Updated	May 28, 2021
Title Company	PANOLA COUNTY ABSTRACT AND TITLE, PANOLA CNTY ABSTRACT & TTL C

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 PENNY LN, CARTHAGE, TX 75633-9660

Mortgage

Document Number	2134/405
Date	Apr 13, 2021
Book Page	2134/405
Instrument	232677

Lender

Name	TEXAS BANK AND TRUST CO
Type	Bank
Address	LONGVIEW, TX 75606

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Apr 13, 2036

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PANOLA TX
Property Address	1320 PENNY LN, CARTHAGE, TX 75633-9660
Transaction Type	Mortgage
Record Updated	Dec 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 205291
Date	Nov 14, 2017
Book Page	1942/256
Instrument	205291

Lender

Name	COMPASS BANK
Type	Bank
Address	BIRMINGHAM, AL 35202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Panola County assessment roll, as of February 5, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Carthage City
County	Panola County
Unified School District	Carthage Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,113.00 (+51.09%) Homeowner's exemption	$216,910 (+3.09%) Land $21,800 Building $195,110	$216,910 (+3.09%) Land $21,800 Building $195,110
2025		$210,410 (+2.37%) Land $21,800 Building $188,610	$210,410 (+2.37%) Land $21,800 Building $188,610
2023		$205,540 Land $15,750 Building $189,790	$205,540 Land $15,750 Building $189,790
2022	$3,384.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 70% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CARTHAGE serves 6,770 people · EPA ID TX1830001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2025 Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	Lead service line inventory Oct 2024 Coliform assessment May 2020
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Penny Ln

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