Merced County property record for 1320 Oregon Dr, Merced, CA 95340
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,510 sqft · built 1978 |
| Lot Size | 0.234 acres (10,189 sqft) |
| Owner | Trust Name on File |
| Last Sale | $315,000 (Feb 2016) |
| Tax Bill | $4,196 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Sep 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-160-025-000 |
| Primary APN | 007-160-025-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,510 sqft Living Area |
| Gross Area | 2,940 sqft |
| 1st Floor Area | 2,510 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 10,189 sqft (0.234 acres) |
| Garage Type | Attached |
| Garage Area | 430 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 65 sqft |
| Patio Area | 65 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 007-160-025 |
|---|---|
| Street Address | 1320 OREGON DR |
| City | MERCED |
| State | CA |
| Zip | 95340-2523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | MISSION TRAILS #3 LOT 63 |
| Legal Subdivision | MISSION TRAILS 03 |
| Legal Lot Number | 63 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 1200 |
1320 Oregon Dr is held in a trust since September 2017.
Source: Merced County records, as of August 21, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | PO BOX 575, GRAND COULEE, WA 99133-0575 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOW VA RATES LLC |
| Sep 27, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 17, 2016 · Amount on File |
| Deed Sale | Feb 17, 2016 · Amount on File |
| Deed Document Number | 20165131 |
| Last Transfer Date | Sep 11, 2017 |
| Transfer Doc | 0000031553 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 1320 OREGON DR, MERCED, CA 95340-2523 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 55803 BAY AREA DR NE, ELECTRIC CITY, WA 99123-8703 |
| Document Number | 0000051471 |
|---|---|
| Date | Nov 17, 2021 |
| Instrument | 2021051471 |
| Name | LOW VA RATES LLC |
|---|---|
| Type | Mortgage Company |
| Address | KANSAS CITY, MO 64114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Sep 27, 2017 |
| Property Address | 1320 OREGON DR, MERCED, CA 95340-2523 |
| Document Number | 0000031553 |
| Instrument Date | Sep 11, 2017 |
| Instrument | 31553 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | PO BOX 575 GRAND COULEE WA 991330575, GRAND COULEE, WA 99133-0575 |
The 2025 property tax bill for 1320 Oregon Dr was $4,196.
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $380,347 (+2%) Land $54,333 Building $326,014 | |
| 2025 | $4,196.00 | $372,890 Land $53,268 Building $319,622 |
| 2023 | $3,916.00 (+1.32%) | $358,411 Land $51,200 Building $307,211 |
| 2022 | $3,865.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1320 Oregon Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1320 Oregon Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MERCED serves 96,073 people · EPA ID CA2410009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 746 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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