1320 Ocran Rd, White Stone, VA 22578 Property Records

Lancaster County property record for 1320 Ocran Rd, White Stone, VA 22578

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,600 sqft · built 2006
Lot Size5.4 acres (235,311 sqft)
OwnerIndividual Name on Record
Last Sale$209,700 (Aug 2019)
Tax Bill$17 (2025)
Deeds & MortgagesAug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN35 9B

Property Details

APN / Parcel Number

Primary APN35 9B
Alternative APN
  • 11825

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms11 Rooms
Stories1 Story
Building Area1,600 sqft Living Area
Gross Area3,432 sqft
1st Floor Area1,600 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2017
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area235,311 sqft (5.4 acres)
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area184 sqft
Deck Area48 sqft
Shed1 Shed
Stable1,224 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number11825
Street Address1320 OCRAN RD
CityWHITE STONE
StateVA
Zip22578-2333
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionPOPLAR NECK 5.402 AC LR19/1248 DB155/532-P
Legal SubdivisionPOPLAR NECK
JurisdictionLANCASTER VA
Township / Civil Division3
Census Block Group2
Census Block2023
Census Tract30301

Owner

Source: Lancaster County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1320 OCRAN RD, WHITE STONE, VA 22578-2333
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 12, 2019 · Amount on Record
Deed SaleAug 12, 2019 · Amount on Record
Deed Document Number20191248
Record UpdatedJun 8, 2026

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLANCASTER VA
Recording DateAug 12, 2019
Property Address1320 OCRAN RD, WHITE STONE, VA 22578-2333
Document Number190001248
Instrument DateJul 15, 2019
Instrument190001248
Transaction TypeTransfer
Record UpdatedNov 23, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1320 OCRAN RD, WHITE STONE, VA 22578-2333

Mortgage

Document Number190001249
DateAug 12, 2019
Instrument190001249
Lender
NameTIDEWATER HOME FUNDING LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLancaster County
Unified School DistrictLancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$17.00 (-98.66%)$309,200 (+53.91%) Land $33,300 Building $275,900$309,200 (+53.91%) Land $33,300 Building $275,900
2023$1,265.00$200,900 Land $33,300 Building $167,600$200,900 Land $33,300 Building $167,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 174 individual policies
Nearby Flood Policies190 units insured
incl. 16 condo units
Nearby Flood Claims28 (2003–2023)
Claims Outside the SFHA1 of 28
Most Recent ClaimSep 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 4 claims
  • Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 6 claims
  • Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: All Points Broadband.

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