1320 Oakley Ln, Prosper, TX 75078 Property Records

Collin County property record for 1320 Oakley Ln, Prosper, TX 75078

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,593 sqft · built 2016
Lot Size	0.275 acres (12,000 sqft)
Owner	2 Individual Names on Record
Tax Bill	$10,817 (2024)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-10890-00C-0340-1`

Property Details

APN / Parcel Number

Primary APN	`R-10890-00C-0340-1`
Alternative APN	`2733064`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,593 sqft Living Area
Gross Area	4,137 sqft
1st Floor Area	2,105 sqft
2nd Floor Area	1,488 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Exterior Material	Brick
Construction Type	Wood Frame
Lot Area	12,000 sqft (0.275 acres)
Garage Type	Attached
Garage Area	544 sqft
Porch	Porch
Porch Area	93 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2733064
Street Address	1320 OAKLEY LN
City	PROSPER
State	TX
Zip	75078-2544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILDWOOD ESTATES PHASE THREE-B (CPR), BLK C, LOT 34
Legal Subdivision	WILDWOOD ESTATES PHASE THREE-B (CPR)
Legal Phase	3
Legal Block	C
Legal Lot Number	34
Jurisdiction	COLLIN TX
Township / Civil Division	CELINA
Census Block Group	1
Census Block	1015
Census Tract	30304

Owner

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1320 OAKLEY LN, PROSPER, TX 75078-2544
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage ASPIRE BANK
Jul 17, 2019	Deed of Trust, Mortgage CREDIT UNION/TX

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2016
Deed Sale	Aug 24, 2016
Deed Document Number	20160824001115210
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	1320 OAKLEY LN, PROSPER, TX 75078-2544
Transaction Type	Mortgage
Record Updated	Apr 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001388000
Date	Jul 9, 2021
Instrument	20210709001388000

Lender

Name	ASPIRE BANK
Type	Funding / Finance Company
Address	DALLAS, TX 75244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	1320 OAKLEY LN, PROSPER, TX 75078-2544
Document Number	0000860110
Instrument Date	Jul 17, 2019
Transaction Type	Mortgage
Record Updated	Aug 6, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1320 OAKLEY LN PROSPER TX 750782544, PROSPER, TX 75078-2544

Mortgage

Document Number	0000860110
Date	Jul 22, 2019
Instrument	860110

Lender

Name	CREDIT UNION/TX
Type	Credit Union
Address	DALLAS, TX 75251

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jul 21, 2029

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Prosper Town
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$753,860 (-4.24%) Land $180,000 Building $573,860	$753,860 (-4.24%) Land $180,000 Building $573,860
2024	$10,817.00 (+1.28%)
2023		$787,217 Land $180,000 Building $607,217	$787,217 Land $180,000 Building $607,217
2022	$10,680.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	200 / 50
ElektraFi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Grayson Collin Communications, Hotwire Communications.

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