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1320 Oak St, Toledo, OH 43605 Property Records

Lucas County property record for 1320 Oak St, Toledo, OH 43605

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 2,156 sqft · built 1896
Lot Size0.096 acres (4,200 sqft)
OwnerIndividual Name on Record
Last Sale$7,000 (Jun 2022)
Tax Bill$1,109 (2024)
Deeds & MortgagesJun 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-17531

Property Details

APN / Parcel Number

Primary APN05-17531
Alternative APN
  • 07125006

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,156 sqft Living Area
Gross Area2,700 sqft
1st Floor Area1,078 sqft
2nd Floor Area1,078 sqft
Basement Area544 sqft

Exterior

Year BuiltBuilt 1896
Effective Year BuiltEffective 1896
Exterior MaterialMetal
Lot Area4,200 sqft (0.096 acres)
Lot Dimensions110 ft deep x 38 ft wide
View / LotSecondary
Garage TypeDetached
Garage Area320 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch
Porch Area234 sqft
Deck Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1320 OAK ST
CityTOLEDO
StateOH
Zip43605-3438
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code10-RM36
Legal DescriptionFELTS SUB OF LOTS 1 TO 6 C RANES SUBLOT 17
Legal SubdivisionFELTS SUB OF
Legal Tract52
Legal Lot Number1-6
JurisdictionLUCAS OH
Township / Civil DivisionTOLEDO
Census Block Group1
Census Block1011
Census Tract5200

Owner

Source: Lucas County records, as of December 30, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1320 OAK ST, TOLEDO, OH 43605-3438
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 21, 2022 · Amount on Record
Deed SaleJun 21, 2022 · Amount on Record
Prior SaleOct 28, 2013 · Amount on Record
Deed Document Number202227648
Prior Transfer DateJun 10, 2022
Prior Transfer Doc0000027648
Record UpdatedSep 20, 2026

June 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLUCAS OH
Recording DateJun 21, 2022
Property Address1320 OAK ST, TOLEDO, OH 43605-3438
Document Number0000027648
Map ReferencePL 8-94
Instrument DateJun 10, 2022
Instrument202206210027648
Transaction TypeTransfer
Record UpdatedNov 25, 2025

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1320 OAK ST, TOLEDO, OH 43605-3438

Mortgage

Document Number0000027684
DateJun 21, 2022
Instrument202206210027684
Lender
NameSUN FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term145 Months
DueJul 1, 2034

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of December 30, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLucas County
MunicipalityToledo City
Unified School DistrictToledo City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$19,110 (-) Land $2,380 Building $16,730$54,600 (-) Land $6,800 Building $47,800
2024$1,109.00 (-15.54%)$19,110 (+3.21%) Land $2,380 Building $16,730$54,600 (+3.21%) Land $6,800 Building $47,800
2023$1,313.00 (+2.34%)$18,515 (-) Land $1,750 Building $16,765
2022$1,283.00 Homeowner's exemption$18,515 Land $1,750 Building $16,765
2021$52,900 Land $5,000 Building $47,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1978)
Most Recent ClaimMar 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TOLEDO
serves 360,000 people · EPA ID OH4801411
Water SourceSurface water
Last State InspectionSep 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Mar 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Buckeye Cablesystem
Cable		1,000 / 20
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
Amplex Wireless
Fixed Wireless		100 / 20

May also be available: AT&T.

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