St. Charles County property record for 1320 New Charter Ln, O Fallon, MO 63366
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 4 ba · 1,414 sqft · built 2013 |
| Lot Size | 0.069 acres (3,049 sqft) |
| Owner | Individual Name on File |
| Last Sale | $161,000 (Jul 2017) |
| Tax Bill | $2,821 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T090300033 |
| Primary APN | T090300033 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,414 sqft Living Area |
| Basement Area | 611 sqft |
| Finished Basement | 305 sqft |
| Year Built | Built 2013 |
|---|---|
| Architectural Style | Townhouse |
| Exterior Material | Brick/Stone |
| Lot Area | 3,049 sqft (0.069 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Account Number | T090300033 |
|---|---|
| Old Parcel Number | T090300033 |
| Street Address | 1320 NEW CHARTER LN |
| City | O FALLON |
| State | MO |
| Zip | 63366-1578 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | HYLAND GREEN #8 LOT 61D |
| Legal Range | 03E |
| Legal Township | 47N |
| Legal Subdivision | HYLAND GREEN #8 |
| Legal Lot Number | 61D |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WENTZVILLE |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 311801 |
Source: St. Charles County records · APN T090300033
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1320 NEW CHARTER LN, O FALLON, MO 63366-1578 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 05, 2024 | Deed of Trust, Mortgage VANTAGE CU |
| Aug 22, 2019 | Deed of Trust, Mortgage · FHA Mortgage GOLDEN OAK LNDG |
| Jul 07, 2017 | Warranty Deed, Transfer · FHA Mortgage |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 07, 2017 · Amount on Record |
| Deed Sale | Jul 07, 2017 · Amount on Record |
| Prior Sale | Apr 04, 2014 · Amount on Record |
| Deed Document Number | 0067711260 |
| Deed Book / Page | 6771 / 1260 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1320 NEW CHARTER LN, O FALLON, MO 63366-1578 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1320 NEW CHARTER LN, O FALLON, MO 63366-1578 |
| Document Number | 0000012884 |
|---|---|
| Date | Apr 05, 2024 |
| Instrument | 2024R-012884 |
| Name | VANTAGE CU |
|---|---|
| Type | Credit Union |
| Address | SAINT CHARLES, MO 63304 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Apr 10, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1320 NEW CHARTER LN, O FALLON, MO 63366-1578 |
| Document Number | 0071311975 |
| Instrument Date | Aug 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1320 NEW CHARYER LN O FALLON MO 63366, O FALLON, MO 63366 |
| Document Number | 0071311975 |
|---|---|
| Date | Aug 28, 2019 |
| Book Page | 007131/001975 |
| Instrument | 459780 |
| Name | GOLDEN OAK LNDG |
|---|---|
| Address | SAINT LOUIS, MO 63146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 27, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 07, 2017 |
| Property Address | 1320 NEW CHARTER LN, O FALLON, MO 63366-1578 |
| Document Number | 0067711260 |
| Book / Page | 6771 / 1260 |
| Map Reference | MB 45 PG 148 |
| Instrument Date | Jun 28, 2017 |
| Instrument | 20170707000419820 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 640 TIMBERVIEW LN, 640, WELDON SPRING, MO 63304-7877 |
| Name | Verified Name |
|---|---|
| Address | 1320 NEW CHARTER LN, O FALLON, MO 63366-1578 |
| Document Number | , 20170707000419830 |
|---|---|
| Date | Jul 07, 2017 |
| Instrument | 20170707000419830 |
| Type | Lending Institution |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2047 |
Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,821.00 | $43,724 (+3.74%) | $230,126 (+3.74%) |
| 2023 | $42,149 | ||
| 2022 | $221,836 Building $221,836 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), as of August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833118012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Holdings Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Brightspeed, Verizon, Wisper ISP.
Based on FCC filings for 283 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MO6010588, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OFALLON PWS serves 32,515 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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