1320 Napa Ct, Severn, MD 21144 Property Records

Anne Arundel County property record for 1320 Napa Ct, Severn, MD 21144

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,690 sqft · built 2012
Lot Size	0.167 acres (7,314 sqft)
Owner	Individual Name on Record
Last Sale	$425,607 (Dec 2011)
Tax Bill	$4,672 (2023)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`04-135-90228961`

Property Details

APN / Parcel Number

Primary APN	`04-135-90228961`
Alternative APN	`13590228961`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,690 sqft Total Area
Attic Area	990 sqft
Basement Area	1,100 sqft
Finished Basement	1,100 sqft

Exterior

Year Built	Built 2012
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,314 sqft (0.167 acres)
Garage Type	Mixed
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	28 sqft
Deck Area	276 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	13590228961
Street Address	1320 NAPA CT
City	SEVERN
State	MD
Zip	21144-3359
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LT 10R 1320 NAPA CT CEDARBROOK
Legal Subdivision	CEDARBROOK
Legal Lot Number	10R 1320
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	2
Census Block Group	1
Census Block	1012
Census Tract	740303

Owner

Source: Anne Arundel County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1320 NAPA CT, SEVERN, MD 21144-3359
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP
Apr 24, 2018	Deed of Trust, Mortgage · Line of Credit JOHN HOPKINS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2011 · Amount on Record
Deed Sale	Dec 8, 2011 · Amount on Record
Deed Document Number	0024084303
Deed Book / Page	24084 / 303
Record Updated	Jun 7, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1320 NAPA CT, SEVERN, MD 21144-3359
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	HOMELAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0365470341
Date	Apr 14, 2021
Book Page	36547/341

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2041

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1320 NAPA CT, SEVERN, MD 21144-3359
Document Number	0320640355
Instrument Date	Apr 24, 2018
Transaction Type	Mortgage
Record Updated	Jun 1, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1320 NAPA CT SEVERN MD 211443359, SEVERN, MD 21144-3359

Mortgage

Document Number	0320640355
Date	May 3, 2018
Book Page	032064/000355

Lender

Name	JOHN HOPKINS FCU
Type	Credit Union
Address	BALTIMORE, MD 21205-2222

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,672.00 Homeowner's exemption	$501,500	$550,900 Land $187,400 Building $363,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2008 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Believe Broadband.

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