1320 Moss Dr, Dunedin, FL 34698 Property Records

Pinellas County property record for 1320 Moss Dr, Dunedin, FL 34698

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,257 sqft · built 1976
Lot Size	0.243 acres (10,563 sqft)
Owner	Individual Name on Record
Last Sale	$199,300 (Dec 2009)
Tax Bill	$3,041 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-741-8796-4`

Property Details

APN / Parcel Number

Primary APN	`C62-000-741-8796-4`
Alternative APNs	`13-28-15-84576-000-0070` `281513845760000070` `152813845760000070` `R139656`

Interior

Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	2,257 sqft Living Area
Gross Area	3,324 sqft
1st Floor Area	2,257 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1993
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	10,563 sqft (0.243 acres)
Lot Dimensions	125 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	561 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R139656
Street Address	1320 MOSS DR
City	DUNEDIN
State	FL
Zip	34698-9419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SPANISH PINES LOT 7
Legal Range	15E
Legal Township	28S
Legal Section	13
Legal Subdivision	SPANISH PINES
Legal Tract	84576
Legal Lot Number	7
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1006
Census Tract	26908

Owner

Source: Pinellas County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1320 MOSS DR, DUNEDIN, FL 34698-9419
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2009 · Amount on Record
Deed Sale	Dec 2, 2009 · Amount on Record
Deed Document Number	2009315475
Deed Book / Page	16765 / 1264
Prior Transfer Date	Dec 20, 2008
Prior Transfer Doc	0164731671
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	1320 MOSS DR, DUNEDIN, FL 34698-9419
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0211331734
Date	Aug 21, 2020
Book Page	21133/1734
Instrument	2020251057

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,041.00 (+6.25%) Homeowner's exemption Veteran's exemption Widower's exemption	$212,077 (+5.99%)	$543,226 (+14.1%) Land $227,515 Building $315,711
2024	$2,862.00 (+2%)
2023	$2,806.00 (+0.04%) Homeowner's exemption Widower's exemption	$200,097 (+3%)	$476,091 (+17.02%) Land $226,682 Building $249,409
2022	$2,805.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$194,269	$406,851 Land $220,458 Building $186,393

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	18 (1979–2024)
Claims Outside the SFHA	8 of 18
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Tropical Storm Debby, Jun 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20