1320 Mesquite Dr, Vista, CA 92083 Property Records

San Diego County property record for 1320 Mesquite Dr, Vista, CA 92083

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,908 sqft · built 2020
Owner2 Individual Names on Record
Last Sale$521,000 (Aug 2020)
Tax Bill$7,169 (2025)
Deeds & MortgagesJan 2024 Second Mortgage
Mar 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN180-181-09-01

Property Details

APN / Parcel Number

Primary APN180-181-09-01

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,908 sqft Living Area

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleCondo/Apartment
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1320 MESQUITE DR
CityVISTA
StateCA
Zip92083-7203
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeM-U (21)
Legal DescriptionLOT 1 US 1 PER DOC18-0530628&UND INT IN PHASE 8 TR 016314
Legal SubdivisionSIERRA TWNHMS PH 8
Legal Tract016314
Legal Block3
Legal Lot Number1
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3001
Census Tract19602

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1320 MESQUITE DR, 17, VISTA, CA 92083-7203
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 29, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NAVY FCU
Mar 23, 2022Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Jun 8, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Sep 2, 2020Deed of Trust, Mortgage · Conventional with PMI
HOME PT FIN'L
Sep 1, 2020Grant Deed, Subdivision Related Transfer · VA Mortgage
KBHS HM LNS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 12, 2020 · Amount on Record
Deed SaleAug 12, 2020 · Amount on Record
Deed Document Number2020451787
Record UpdatedSep 20, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1320 MESQUITE DR, VISTA, CA 92083-7203
Transaction TypeMortgage
Record UpdatedFeb 6, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address1320 MESQUITE DR, VISTA, CA 92083-7203

Mortgage

Document Number0000023989
DateJan 29, 2024
Instrument2024-0023989
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueFeb 1, 2044

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1320 MESQUITE DR, VISTA, CA 92083-7203
Transaction TypeMortgage
Record UpdatedApr 4, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1320 MESQUITE DR, VISTA, CA 92083-7203

Mortgage

Document Number0000129138
DateMar 23, 2022
Instrument2022-0129138
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1320 MESQUITE DR, VISTA, CA 92083-7203
Transaction TypeMortgage
Record UpdatedAug 24, 2021
Title CompanyTITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000424700
DateJun 8, 2021
Instrument2021-0424700
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2051

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1320 MESQUITE DR, VISTA, CA 92083-7203
Document Number0000521834
Instrument DateSep 2, 2020
Transaction TypeMortgage
Record UpdatedSep 17, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1371 MESQUITE DR VISTA CA 920837203, VISTA, CA 92083-7203

Mortgage

Document Number0000521834
DateSep 9, 2020
Instrument521834
Lender
NameHOME PT FIN'L
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 8, 2050

September 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateSep 1, 2020
Property Address1320 MESQUITE DR, VISTA, CA 92083-7203
Document Number0000505271
Instrument DateAug 19, 2020
Instrument505271
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 11, 2020
Title CompanyFNTG BUILDER SERVICES, FNTG BUILDER SVCS

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$619.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1324 MESQUITE DR #17 VISTA CA 920837203, 17, VISTA, CA 92083-7203

Mortgage

Document Number505272
DateSep 1, 2020
Instrument505272
Lender
NameKBHS HM LNS LLC
AddressIRVING, TX 75039
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 31, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityVista City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$574,679 (+2%) Land $248,416 Building $326,263
2025$7,169.00 (+7.64%)$563,412 (+4.04%) Land $243,546 Building $319,866
2023$6,660.00 (+0.21%)$541,537 Land $234,090 Building $307,447
2022$6,646.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (1993–2005)
Claims Outside the SFHA1 of 4
Most Recent ClaimFeb 2005 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVISTA IRRIGATION DISTRICT
serves 134,501 people · EPA ID CA3710027
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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